Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debra

Had two claims for regular vet visits

Had two claims for regular vet visits. Sent in a handwritten receipt for each (our vet is not state of the art!) and claims were approved quickly. I received a check in the mail for each claim quickly as well.
5

out of 5

POSTED: | BY: Daisy

Happy with Embrace except dental should…

Happy with Embrace except dental should be included
5

out of 5

POSTED: | BY: Deb

Absolutely love this company

Absolutely love this company. They handle claims in a very timely manner
5

out of 5

POSTED: | BY: Steven

We're happy we chose Embrace Pet Insurance

We've had our smart and cute cat now for about 6 years. Unfortunately, soon after we adopted her from the shelter, she had some medical issues which cost us quite a bit of money to resolve. That's when we decided to get some help should she have some future problems. After doing quite a bit of research, we decided on Embrace Pet Insurance to protect our kitty. She recently had some minor problems and Embrace quickly reviewed and paid our claim. Thanks Embrace, we're glad we chose you!
5

out of 5

POSTED: | BY: Susan

Happy with quick response

Competent and prompt
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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