5
out of 5
POSTED: | BY: Sandra
happy with the easy claims on line
happy with the easy claims on line . I like that I don’t have to use a cover sheet .
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4.9
out of 5
Number of reviews 20,319
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Danielle Haussmann
I have only used embrace insurance a…
I have only used embrace insurance a few times, but the times when we need it done and they send us a check it’s been great, we really appreciate your loyal dedication to our dogs. Thank you
5
out of 5
POSTED: | BY: MEL L.
What can I say
What can I say, Embrace is simply amazing. I've had some small claims and a larger one recently, and the claim process is so easy and seamless. They process claims efficiently and quickly. Anytime I've had to reach out with questions, I receive top-notch customer service!
5
out of 5
POSTED: | BY: Rachel
Amazing service and coverage.
Fabulous quick service. Claims reimbursed right away. Only one claim unpaid but it was pre-existing condition, which is an exclusion so expected. Highly recommend their service to anyone with a pet eligible for coverage.
5
out of 5
POSTED: | BY: Karen Hoben
When your sweet pup has been sick
When your sweet pup has been sick, you don't need more to worry about. Thank you for making the experience easier where you could.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.