4
out of 5
POSTED: | BY: Eric Chy
The application process is quick and…
The application process is quick and easy.
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4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Irma Nance
Excellent professional service
I’ve had Embrace for many years now. I give credit for Embrace for saving the lives of my animals. Things happen and Embrace has been there with quick reactions for payments to my Vets.
5
out of 5
POSTED: | BY: Michael Harris
My Cat's Insurance Policy
The whole process was easy and I understood the policy before I purchased it.
5
out of 5
POSTED: | BY: kayla baynar-delucca
1st time pet insurance shopper
This was my first time shopping around for dog insurance, geico actually told me about them. They made the process super easy to understand and broke down the whole process. I enrolled 2 dogs for health insurance. I definitely recommend this company to anyone looking.
5
out of 5
POSTED: | BY: HJR
Our little girl became ill while traveling
Our little girl became ill while traveling home 1200 miles from a wedding. We stopped at the University of Florida's Veternary Hospital in Gainseville, FL. She was diagnosed with pneumonia and admitted. She had a slew of tests including oxygen therapy and was ready to come the next evening. Thank God for both the best treatment and the best pet insurance. Embrace not only covered every expense (less deductibles) but also mailed a check the next day. Wow! You can't ask for better insurance or better service.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.