5
out of 5
POSTED: | BY: Patricia
Embrace Pet insurance is excellent
Embrace Pet staff are always extremely helpful and very courteous whenever I have called upon them for my pet insurance needs.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Brenda
Except customer service!
Left call back request, and Dan called me back with 10 minutes. He attended to my concern in a professional manner. Very caring!
5
out of 5
POSTED: | BY: Liliana
Good assistance with Embrace Pet Insurance
Embrace Pet Insurance reimbursed me great part of the cost of my dog surgery. Good assistance!
Duke and I thanks Embrace a lot.
5
out of 5
POSTED: | BY: Ellen
Outstanding Response from Embrace
I have been very impressed with the timely response from Embrace in covering very unexpected, substantial expenses incurred in the attempt to diagnose the cause of our little dog’s seizures. I am very thankful that 80% of the total was covered, and our dog is now home and healthy. Thank you, Embrace!
5
out of 5
POSTED: | BY: Marion
Claim service was efficient, friendly and easy to use.
We winter in FL and live in PA. While we were away Marley had several trips to the vet in FL and I submitted all the claims when I got home. We had payments for all submissions within 10 days.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.