Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
On 10/15/2020 we sent claim fir Maverick and you put down Cyclophosphamide 25mg caps #7 AND Furosemide 50mg tabs #5 as Wellness when clearly these relate to Mavericks Lymphoma diagnosis and are part of. Cancer protocol. They should be in Illness category. I called you and emailed you an you ignored both. Correct asap.
5
out of 5
POSTED:
| BY: Chelsie
Great company
I got my dog on Embrace's policy when she was really young, I think less than 1 yr old. So, there weren't too many things wrong with her, and I expected a policy with zero pre-existing conditions! However, like literally a day or two before I finalized the policy purchase, she fractured her tooth, and that went on the policy as a pre-existing condition. She also got noted to have two temp ones and another permanent one, which I was surprised to see, but ultimately did not appeal because I felt they were reasonable (two temps were for ear infection and diarrhea, perm was adverse reaction to sutures, she had some issues following her spay). If you're reading this and considering pet insurance, the best advice I can give you is to get it as early as possible. Despite her few pre-existing conditions, my dog ended up needed ACL surgery on her right rear knee, costing us $4000. Embrace covered it all, and we only ended up paying about $400 out of pocket since we used up most of her deductible by then. This one surgery "paid" for like 3 years of coverage from Embrace, and we're expecting that she'll likely need surgery again for her other knee. Be mindful that the longer you wait, the most issues may pop up and end up on the pre-existing conditions list, and after that those issues, and I think issues that stem from those conditions, will never be covered again. The only thing I wish I did different was get Embrace for my dog as soon as I got her at 8 weeks.
5
out of 5
POSTED:
| BY: Traci
The best pet insurance!!!
We have a just 4 year old pup, best dog we have ever had. So much love in his eyes. Then we got the horrible news “lymphoma “. We took him to a specialist and he is in full remission!! Embrace paid all claims in a very quickly and timely manner with no disputing of any charges. They made this ungodly treatment a whole lot easier to bear. Thank you embrace. Max is a champion thanks to you!!
5
out of 5
POSTED:
| BY: Scott
Incredible Company Incredible People
I literally am beyond words for appreciation towards EMBRACE pet insurance. My respect and loyalty towards this company is not just because they paid our claims in a proper and timely manner but more because of how the process was and the people that work there and how they helped and facilitated positive results for our family. It was tragic to hear that our loved family Pet Luke needed surgery. However having Embrace their for us thru the process and to have the peace of mind to have Luke’s claim covered was just such a relief. The folks at Embrace are just some of the nicest. We are customers for life and are grateful to have made the choice to get coverage with Embrace. Smartest thing we could have done.
5
out of 5
POSTED:
| BY: Jen
Highly recommend!!
My did had an accident and the insurance was great. I got my check with in 2 weeks of submitting. Definately takes the pressure off of very expensive unexpected vet bills.
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
