5
out of 5
POSTED: | BY: AR
Very easy process to submit claims
Very easy process to submit claims
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: ross ishima
Taking out a new policy was painless
Taking out a new policy was painless. Could have done online, but calling in was better. My contact person was very helpful and explained in great detail the policy and answered all my questions. Gave confidence in dealing with the company.
5
out of 5
POSTED: | BY: Vicki
Eleven year old spayed black lab mix…
Eleven year old spayed black lab mix with a severe UTI. Under treatment at this time. Called Embrace to notify them and ask instructions for submitting a claim with limited resources. Joey was so polite, patient and kind. I could tell by his voice he truly cared about my troubles. Instructions were explicit, concise and completely understandable. Definitely an asset to the company.
5
out of 5
POSTED: | BY: Aurora DE FELICIS
The best pet insurance I know
The best pet insurance I know. Efficient, fast response.
1
out of 5
POSTED: | BY: Manny Miyar
Not happy about how the coverage of my…
Not happy about how the coverage of my dog changed as I had not made any claims. Someone supposedly made claims for my dog before I was even involved with your firm.
Do not feel comfortable that your firm will back up my claims, if any.
Manny Miyar
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.