Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Adolfo Angulo

Total RIP OFF

Total RIP OFF. At signing they are eager to get your banking info to charge you. Then after that, I believed that the policy was active, but nope! you have to wait 6 months for the policy to be active. Then, when I try to use it, they have the nerves to tell me that I need it an additional insurance on top the policy I bought which basically didn’t cover my pets needs. Besides the POOR Customer service. They did not offered a solution, but a sarcastic answer, I don’t appreciate being taken for a fool. DISAPPOINTED!!!!
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5

out of 5

POSTED: | BY: Peter Rizzo

Excellent company!

They pay claims quickly. People always polite and helpful.
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5

out of 5

POSTED: | BY: Margaret

Easy to work a claim

Easy to work a claim. Staff friendly and ready to help.
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5

out of 5

POSTED: | BY: Linda Phillips

Claims are easy to file and processed…

Claims are easy to file and processed promptly.
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5

out of 5

POSTED: | BY: Doreen Schefer

Great pet insurance fast service and…

Great pet insurance fast service and fast refunds. Best insurance coverage compared to other insurance companies. Staff is very helpful and knowledgeable
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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