Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dr. Elise Geary

GREAT service

GREAT service. Prompt response, excellent coverage. Straightforward and easy to use. With a Labrador who is very active and curious, the insurance was well worth it as she grew up. Now that she has been diagnosed with Addison's disease at age 5, she will need meds for the rest of her life, and we are doubly glad we have Embrace.
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5

out of 5

POSTED: | BY: Donna Grimmer

Embrace this Insurance!!

Excellent app for claims. Speedy pay out fir claims! I wish all insurance worked this way!!!
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5

out of 5

POSTED: | BY: terry foster

Very professional representative and professional.

Very professional representative and knowledgeable.
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5

out of 5

POSTED: | BY: Linda Gibson

Embrace has been with me with my 3 set…

Embrace has been with me with my 3 set of Danes as well as the other dogs that I had covered with them. They have always answered the phone been Pleasant and always told me if they got the necessary documents or if I needed to do more
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1

out of 5

POSTED: | BY: Rylee Foster

Viral infection needing coverage

Our dog got a viral skin condition that needed to be removed. Because he has sensitive skin and has contact allergies our vets note itchy paws and such. This condition is completely different and in need of being removed almost 8 months to over a year later, completely unrelated. . No coverage.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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