Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,862

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: beverly

Embrace Isurance allowed us to give our dog a richer, longer life.

Embrace Insurance is a reasonably-priced comprehensive policy. Our claims were easily filed and promptly acknowledged. We received reimbursement checks in a timely manner. Embrace enabled us to treat our dog for several life threatening conditions, thereby giving her a comfortable life and allowing us to keep our companion as long as possible. At the end of her life the company treated us with compassion unseen in most companies today. We will be looking for another dog soon, and we will definitely sign up with Embrace Insurance again.
5

out of 5

POSTED: | BY: Larry

If there is a better company out there, I will never find them due to the great service that Embrace has given my 11 year old.

Excellent service. No complaints. 11 years + of excellence.
5

out of 5

POSTED: | BY: GLENN

Comprehensive policy, wellness dollars and illness coverage.

This is an amazing product! Complete coverage for your pet.... wellness and illness coverage in one policy. Claims are easy to file via phone,fax or email. Money is deposited directly into my bank acct in a few days time!
5

out of 5

POSTED: | BY: Joanne

Very Happy

After owning pets for many many years and never using pet insurance; Embrace is my first and am very happy with the programs I selected.
5

out of 5

POSTED: | BY: jeannette

Best Pet Insurance

I like how easy it is to file a claim online. I get response quicker. The process it is stress-free. When they processed the claim, they sent you a detailed email. A must-have and peace of mind for my pet.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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