Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,997

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JAN

Embrace has outstanding customer…

Embrace has outstanding customer service, if you have any questions at all they respond immediately and help to resolve any issues promptly. I can’t say enough about how impressed I was with every staff member I spoke with. Thank you Embrace for such great customer service!
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5

out of 5

POSTED: | BY: Debra

Easy Process to Submit a Claim

Embrace makes it very easy to submit a claim.
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5

out of 5

POSTED: | BY: Jessica Woodall

Helpful, honest, & follow through

I’m very impressed with the service and them honoring my policy and what my dog needed desperately without hassle and understanding to get it down quickly. I’ve honestly heard really bad things about pet insurance and embrace has changed my mind. I’d recommend it to any new pet owner. They offer various plans to suit your needs.
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5

out of 5

POSTED: | BY: Terry

The claim process is super easy and…quick to get through

The claim process is super easy and easy to follow each step and upload documents. It explains what is needed at each step and doesn't require a lot of documentation, just the invoice.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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