Embrace | Pet Insurance Review

We’ve used embrace for over 5 years now and they are great. We foster Gail many dogs so we usually end up using them more than once a year and at vets in ca costing more than $100 just on a visit nevermind if you have to get something done sometimes that one visit pays for entire year of policy. We have the 90% back policy and with the direct deposit it’s great on turn around time for payment back to you.

I adopted a cat, Toast, through the local shelter and was able to provide a full health history for the Toast. Of the 3 time in a year and a half I took my cat to the vet, once for an ear infection, once for a check up, and once because of sudden and large nosebleed. I have been denied coverage, made to wait hours for answers, and told that these are preexisting conditions of Toast. What's the point of paying for insurance or having 8k over available funds if I can't use them when my cat needs them. He is literally waiting on a blood transfusion and insurance won't cover what it says in my policy it should. I am livid. I may lose my cat with available funds in my insurance watches. This is the most backwards ass company with no heart. Don't use.

Amy was very helpful and knowledgeable about the product.

Please don’t bay this insurance, you just wasting your money,, the make all excuse,, don’t bay this insurance

This insurance is great. The claims process is easy and the response time from the claims department is very quick- great turn around time.