Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christopher Labbe

The entire process was simple

The entire process was simple, streamlined, expedient...and very much appreciated. Filing a claim via the website, we simply completed the claim form and attached a couple of reference documents from our vet. The Embrace Team immediately acknowledged the claim, informed me of progress along the way, and notified me when the claim was completed. From start to finish (reimbursement check received)...maybe a weeks' time. We will remain loyal customers and highly recommend.
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4

out of 5

POSTED: | BY: John Currie

Insufficient Choices in Diagnosis Drop Down.

The web site did not allow us to give a more accurate diagnosis because it wasn't listed. Had to use one provided in the drop down or it said the claim would be slowed down. We put diarrehea down which was not the closest reason for the office visit but was the closest to an eating disorder which was not listed.
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5

out of 5

POSTED: | BY: janet sgro

Great

Great! Very fair company. Great service.
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5

out of 5

POSTED: | BY: Candi S.

Eased my additional stress

During a stressful time, Embrace took some of the stress and worry off my shoulders. Being able to submit a claim via the app made it easier and quicker to process the claim. The decision was made quick but thoroughly reviewed and well explained. Truly a great company.
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5

out of 5

POSTED: | BY: Robin Gibbs

Minx

Easy to complete form and uploading documents.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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