1
out of 5
POSTED: | BY: Lina Jaime
This insurance covered nothing
This insurance covered nothing. It was a waste of money!
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4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Becki
If you have a pet
If you have a pet, you need this insurance. Just like with people, you never know when you are going to need insurance so having it is a literally a life saver. My Luna ending up with kidney disease and pancreatitis, she had one incident that was almost $8,000 and because of Pet Embrace Insurance, I did not have to choose between Luna's life and money like so many others have to. They have been so worth the price and even though Luna is no longer with me, I would purchase this insurance again. Thank you Pet Embrace for allowing me peace of mind during Luna's last year.
5
out of 5
POSTED: | BY: Sipnbrew
If you need pet insurance
If you need pet insurance, you can stop looking now. Embrace has been a fantastic company to work with. They don't haggle with reimbursements, timely reimburse you, and have great customer service! My dog has melanoma in its' mouth and lungs and they've paid for every x-ray, immunization shot, and surgery over the last few years without question. I can't say enough about how great this company is!
AT
5
out of 5
POSTED: | BY: Crystal F.
Great coverage easy to submit a claim
Great coverage easy to submit a claim. Exceptional customer service. Have been with them for 4 years.
5
out of 5
POSTED: | BY: jennifer rexroad
Embrace Insurance is excellent to work…
Embrace Insurance is excellent to work with and their customer service is superior.
Highly recommended
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.