2
out of 5
POSTED: | BY: Ricardo Aguilar
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4.9
out of 5
Number of reviews 19,852
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Diana Gazza
Outstanding
Outstanding I hand my money back in less then 24hrs great service
5
out of 5
POSTED: | BY: terri h
I would say this was a 4.8 stars…
I would say this was a 4.8 stars experience. This particular illness for my dog was many vet visits and a hospitalization in which my vet invoices daily. That means I had to file many "claims". Other than that, I am impressed with their communication and follow up. I've been told my claims have been paid but haven't received the direct deposit payments yet. Will update.
1
out of 5
POSTED: | BY: Kevin D. Perruzzi
Signing up for Embrace was very difficult.
Signing up for Embrace was very tedious. After an initial wait time of about 10 minutes, I was connected to the wrong department. As a result, I had to endure another wait time. The customer service rep. was not particularly knowledgeable in answering questions.
The App was a joke. It was very difficult to establish a password as there seemed initially to be a problems in offering that option. Instead, the program wanted to generate its own password. When I was finally offered the chance to create my own password, I was told that I would receive a numerical code via text. I never received a code despite continually requesting one. Next, both my password and username were not recognized. After talking with a second rep., the situation was resolved after two hours total time. I came very close to cancelling my policy with Embrace and trying a different company.
5
out of 5
POSTED: | BY: Tom
Embrace worked for purpose purchased
While the cost of the insurance is probably too high - It is probably too profitable for the company; the purpose of preventing a catastrophic expense with out pet worked well. Embrace did what was promised. The on the phone staff support regarding claims was great.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.