Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,305

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Steven Li

Tries to deny claims

They're an insurance company that does everything they can to deny a claim. Did you bring your pet to the vet after noticing strange behaviors and symptoms? Well according to them, that's just a "routine checkup" that doesn't qualify for insurance, even if your pet is prescribed medicines and/or a diet.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Jimmy Eubanks

User Friendly

Claim process is pretty easy.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Monica

I am so thankful I have embrace for my…

I am so thankful I have embrace for my two pups Chubbs and Darlie, it give me peace when I have to take them to vet no matter what is going on
Read more on Trustpilot
1

out of 5

POSTED: | BY: Robert Gluck

The Embrace website is HORRIBLE!!!

The Embrace website is clumsy, hides info to check for errors, slow to send confirmation emails, in a word: DISASTEROUS! I will be looking to switch my pet insurance just for the HORRIBLE EMBRACE WEBSITE DISASTER!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Jennifer Traverso

Very easy to submit the claim!

Very easy to submit the claim!
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review