Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Scott Silver

Embrace has always delivered for us

Embrace has always delivered for us. I had a very sick dog and they were fast and fair with their reimbursements. I would not hesitate to use them again.
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1

out of 5

POSTED: | BY: Bryan

Paying $500 a month for a Weimaraner

Paying $500 a month for a Weimaraner, you have had coverage for since she was 4 months old. Price keeps going up and what is covered keeps going down. Have never gone over premium but you would think a company would be loyal to its most loyal customers. When we asked about coverage for a new dog (Vizsla) they said it would be $200 per month. So $625 for 2 dogs per month. Yeah right. Shop around
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5

out of 5

POSTED: | BY: TAMEISHA WILLIAMS

Everything was very great and easy to…

Everything was very great and easy to understand.Thanks for the help.
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5

out of 5

POSTED: | BY: Caro

Excellent customer service and claims…

Excellent customer service and claims processed quickly. Very happy with Embrace
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5

out of 5

POSTED: | BY: Elizabeth Martin

Good help

When my pet policy renewal doubled in price, I called Embrace to cancel. Clementine heard me out, found a rate more in line with what we are paying now and voila! I renewed. 5 stars to Clementine in customer service.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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