Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,000

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Consumer

The preexisting clause just made so…

The preexisting clause just made so easy for them to just take my money for months and deny all my claims. This company should be ashamed of themselves
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5

out of 5

POSTED: | BY: Donna Hannigan

Embrace is great! I highly recommend!

Submitted paperwork electronically. Embrace needed additional info. Not from me. Nor did I have to contact the providers. Embrace did. Reimbursement was seamless. Reimbursement with all explanations occurred relatively quickly. So glad I have Embrace for my dog! Embrace is great! I highly recommend it!
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5

out of 5

POSTED: | BY: Michele

Embrace is a must!

I have been telling people - get pet insurance! Our dogs - especially our little boy (accident prone) has definitely used his insurance. We are fortunate to have it! It’s easy to submit a claim and get reimbursed. Plus whenever we’ve had to talk to the staff they’ve all been great. Thank you!
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1

out of 5

POSTED: | BY: Margarita SHobbs

This company cancel my insurance

This company cancel my insurance, and never make the effort to contact me, I got a new card and I forgot change the card in the file. And went I call to reinstall my insurance they refused to put all my cats, only the youngest. Is all about money no about the pets.
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5

out of 5

POSTED: | BY: Customer

As new pet owners

As new pet owners, we decided to ensure our puppy is protected with unforeseen illnesses/accidents. We researched many options and purchased Embrace given their association with USAA where we have been members since 1966. Totally happy with our first claim experience.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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