Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Deborah Oneal

Peace of mind is what made my experience great because I was sick with worry about my cat and would have been devastated if knowing I would not be able to pay for his care.

Embrace made the claim process effortless and easy and the claim was paid timely and deposited directly into my bank account. I had Embrace before my job offered it to their employees and after my experience with them, I have been singing their praises to my co-workers.
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5

out of 5

POSTED: | BY: Jack Schwartzwald

Embrace Pet Insurance offers the best…

Embrace Pet Insurance offers the best price and extreme ease in submitting claims
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5

out of 5

POSTED: | BY: Marcia Outten-Robinson

Embrace Pet Insurance is reliable

Embrace Pet Insurance is reliable, making it easy to submit your claims to them.
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3

out of 5

POSTED: | BY: Abby Barrett

The best customer service

Everyone I’ve spoken to has been nice and helpful they just take a long time to process claims as it’s been over a month.
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5

out of 5

POSTED: | BY: David Reyes

Embrace has made every process easy to…

Embrace has made every process easy to make sure that the medical need were met. I'm so happy have Embrace
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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