Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Deborah Cobb

I trust Embrace Pet Insurance

I have used Embrace for two dogs now and will use them for future pets. They are very responsive and timely with all of my claims.
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5

out of 5

POSTED: | BY: Adam Blaes

Highly Recommend

Easy claim process and reasonable decisions. Made saving our wonderful pup possible.
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5

out of 5

POSTED: | BY: diana

Fast and ease of claim submission.

Fast and ease of claim submission.
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4

out of 5

POSTED: | BY: Paul Sherburne

Things going smoother with Embrace

Things going smoother with Embrace. Just put in 2 claims, prescription are tricky when buying from Chewy. The system doesn't want to take Chewy. I seem to force it through.
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5

out of 5

POSTED: | BY: Christine

Since I got Embrace

Since I got Embrace, they have been very helpful and efficient as processing my claims and with my puppy, thay have been many (unfortunately). When one was denied and I called to ask why, the claim was instantly resubmitted for review and was then approved. I am so grateful that I chose this insurance for my pet.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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