Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,874

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shelby Berg

I have had a recent run of bad luck

I have had a recent run of bad luck, including a few emergencies with my cat. The app, and the claiming process has been so easy and user friendly. With everything else I have to stress and worry about, my claim and filing a claim has not been one of them.
5

out of 5

POSTED: | BY: Dashie lover

I am SO grateful my pups are Embraced

I am SO grateful my pups are Embraced! I had been fortunate to not “need” to use my insurance up until last year. Unfortunately, my pup was diagnosed with Lymphoma. I don’t know what we would be doing without Embrace! I really appreciate this company. Friendly and fast customer service. It is nice to have such a user friendly claim process. Life is stressful enough right now with weekly chemotherapy visits. I also appreciate the fast reimbursement process. Sometimes I am reimbursed within one to two days! This review is long overdue. Don’t hesitate to have insurance on your little ones. And Embrace is the way to go! We have been customers for over 8 years. THANK YOU!
5

out of 5

POSTED: | BY: Marina Owens

Faster then I expected for the first…

Faster then I expected for the first time after a bigger medical issue
5

out of 5

POSTED: | BY: Charles

Embrace has been a blessing for my…

Embrace has been a blessing for my family. They are very fair when paying out monies for the care of our dog and cat. They have never failed to do their part and I am so glad I picked them for my pet insurance
5

out of 5

POSTED: | BY: Sheryl Wood

Quality support

Quality support! You definitely get what you pay for. As hard and scary as it is to have my dogs sick Embrace has helped me provide their appropriate care.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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