Embrace | Pet Insurance Review

I cannot say enough good things about Embrace. As long as I have provided documentation for emergency vet visits, my claims have been covered at the rate I agreed to when I decided to purchase this insurance. I will never be without emergency vet insurance again!

I've been using Embrace for my two dogs for about a year and a half. My dogs have been healthy with no major claims. Yet, my premiums went up a whopping 60% after 1 year. I contacted the company as to why and only received a standard cookie cutter response about inflation, etc. A 60% increase in one year is completely unjustified. In addition, for one of my dogs they determined that anything related to the mouth, teeth, etc. will never be covered because a vet noted "some yellowing of the teeth" on his very first pet visit when he was a 3 month old puppy. They determined anything mouth related to be a "pre-existing condition". Ridiculous! I wish I had started with a different pet insurance company. Shop elsewhere.

Easy to use.

Embrace was there when our puppy needed special dental surgery and again a year later when she needed emergency care after ingesting a guest’s medication. They were quick to respond with payments and answer any questions. I highly recommend them!

My dog was having some medical issues and had to go through lots of testing and visits to find out what was wrong but it gave me some peace of mind to know that most of the cost would be reimbursed and it was in a timely fashion. Thank you.