ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,059

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jorge &

Great company! Awesome service at ALL times!

We insured our dear dog "Wizard" almost as soon as we got him, when he was just under a year old.Throughout his life, he had some health problems and having ASPCA Pet Insurance, definitely made a difference, specially having the peace of mind of having our loved pet insured. Every time we submitted a claim (which is super easy to do, and ASPCA offers various options of submitting same), they always processed it super fast and fairly and next you know it, check was in our mail box. Everyone that works at ASPCA Pet Insurance are real pet lovers and they do care about your pet needs. I always received a follow up call after my claims were processed. Unfortunately during the past year, "Wizard" had a severe kidney disease which later developed in kidney failure and we had to make the very difficult decision of putting him to sleep. He passed on November 16th 2016. He was twelve years old. He had an awesome happy life, and also gave us tons of happiness and we have great memories which we will treasure for life! We love you Wizard! Thank you ASPCA Pet Insurance for everything you did for "Wizard" throughout his lifetime.
5

out of 5

POSTED: | BY: Micah Katz

Great service

Best company i have dealt with for pet insurance
5

out of 5

POSTED: | BY: Denise Hall

Would recommend to every pet owner

I am very satisfied with the service provided by this company and would e Recommend to every person who has a dog or cat in their family that this is worth every penny spent. My baby girl is only 11 months old and I haved used it a lot
5

out of 5

POSTED: | BY: Mary

simple and easy

Very good way to help your pet get what they need. Invest in them by insuring them for yourself and your family.
5

out of 5

POSTED: | BY: Arnie Tannen

Glad we have it!

Our 7 year old chocolate lab was recently diagnosed with diabetes. It is hard for him and for us but having the pet insurance has at least reduced some of the added concerns about the cost. He's worth every penny but this does help.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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