4
out of 5
POSTED: | BY: Pam Kelley
review for Petshealthcare
I've only had Petshealthcare for a few months but have already submitted 2 claims. I was very happy with how quickly the claims were processed
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Christine
Worth every penny!
Yes this insurance helps with expenses but more importantly it eases my mind and allows me to focus on the wellness of my family member. No more deliberating about what might be an issue or not due to the high price of a simple office visit. This insurance allows me to act in the best interests of my dog, not my wallet. At first I thought the monthly premium was more than I should be spending because my dog was healthy, until he was not and I am oh so glad I kept the insurance. I will never again be without my ASPCA pet insurance.
5
out of 5
POSTED: | BY: Tomasina
Aspca Insurance is very customer friendly
I have only been a customer for 3 months and submitted a claim 2 weeks ago. It has already been paid. Their customer service personnel are very friendly and easy to work with. Additionally they are very concerned with my cats health. I also found their monthly premiums to be the most reasonable.
If only my own health insurance company worked the same way.
4
out of 5
POSTED: | BY: Brittany
Great Pet Insurance
We have had this pet insurance for now three dogs for about of 10 years. I researched different pet insurance companies before hand and decided on this one because of the reviews and the ratings. I think this is a great pet insurance company to work with and so far I haven't had any problems. The only thing is that it can take awhile to get reimbursed and not everything is covered.
5
out of 5
POSTED: | BY: Jorge &
Great company! Awesome service at ALL times!
We insured our dear dog "Wizard" almost as soon as we got him, when he was just under a year old.Throughout his life, he had some health problems and having ASPCA Pet Insurance, definitely made a difference, specially having the peace of mind of having our loved pet insured.
Every time we submitted a claim (which is super easy to do, and ASPCA offers various options of submitting same), they always processed it super fast and fairly and next you know it, check was in our mail box.
Everyone that works at ASPCA Pet Insurance are real pet lovers and they do care about your pet needs. I always received a follow up call after my claims were processed.
Unfortunately during the past year, "Wizard" had a severe kidney disease which later developed in kidney failure and we had to make the very difficult decision of putting him to sleep. He passed on November 16th 2016. He was twelve years old.
He had an awesome happy life, and also gave us tons of happiness and we have great memories which we will treasure for life!
We love you Wizard!
Thank you ASPCA Pet Insurance for everything you did for "Wizard" throughout his lifetime.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.