ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,059

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ann Poirier

THE BEST!

Our dogs are crazy, so we knew we needed pet insurance to cover any accidents. Our vet recommended ASPCA Pet Insurance, so we went for it. We are SO HAPPY we did! Within the first few weeks, our dog got into a lot of trouble, so we ended up using the insurance to save us thousands of dollars. We have saved sooooo much money over the years thanks to ASPCA Pet Insurance. Best of all, after every claim we make, the representatives call us to see how our dogs are doing. It's so sweet. I very rarely leave positive reviews on websites, but this warrants one. We can't say enough good things about ASPCA Pet Insurance.
5

out of 5

POSTED: | BY: G.Bell

Great service

My Ridgeback had a tumor rempved from her leg (benign, thank goodness).My ASPCA insurance reimbursed me a sizable amount in a relatively short period of time. The handling of this case from processing to reimbursement was stellar. I was very happy that I had this coverage.
5

out of 5

POSTED: | BY: Ron Jacobs

Very good and easy to use.

The company was very responsive and acted in a timely manner to handle the claim.
5

out of 5

POSTED: | BY: Bennett Blum

Affordable Care Act for Pets!

Toby and Eddie, blond Pomeranians, are healthy because of ASPCA Pet Insurance. I have peace of mind when I take my boys to the pet hospital for an illness or accident. ASPCA Pet Insurance actually pays for itself when I am reimbursed for Toby and Eddie's medical claims to ASPCA. ASPCA reimburses fast without any complications. ASPCA Pet Insurance really is The Affordable Care Act for pets!
5

out of 5

POSTED: | BY: Jennifer

Thank goodness for coverage

Our dogs are covered by ASPCA insurance and that coverage has been a blessing. We have had some large bills due to injury and/or illness. Having coverage allows us to get the best care available for our furry family members. I am very pleased to receive the reimbursement.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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