ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,086

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna

Unbelievable insurance

I had adopted my little longhaired dachshund Pretzel in March 2015. She was 6 years old at that time and a retired breeder dog from a very reputable breeder. February 2016 she began having seizures and was diagnosed with an inoperable brain tumor. Although I was extremely worried and heart broken, we were very fortunate that not only did we have ASPCA Pet Insurance but Pretzel qualified for a clinical study. Pretzel was able to receive radiation, chemo and a new cancer drug Pac-1. Her tumor had shrunk 50% and today she remains on a monthly 5 day chemo treatment. ASPCA has paid out thousands of dollars and never once was any claim questioned or delayed. A customer service representative calls regularly to see how Pretzel is doing. Thank you ASPCA. I love my little girl and it is because of your help that I grateful that I am able to have Pretzel in my life as long as possible.
5

out of 5

POSTED: | BY: Ana

Best insurance for my dogs.

The ASPCA is more than an organization that helps save helpless animals. They do much more than most people realize. I am forever grateful to know that they are there, from your the first day your wonderful pets come into your life, until they day they must leave us. Thank you for your compassion and understanding during good times and the diificul times.
5

out of 5

POSTED: | BY: Ana

Best insurance for my dogs.

The ASPCA is more than an organization that helps save helpless animals. They do much more than most people realize. I am forever grateful to know that they are there, from your the first day your wonderful pets come into your life, until they day they must leave us. Thank you for your compassion and understanding during good times and the diificul times.
5

out of 5

POSTED: | BY: Carol

Good to have ASPCA on my Health Care Team

My 5 month old Scottish Fold kitten developed an eye infection from an unknown origin finally resulting in the surgical removal of his eye. Having insurance enabled me to do what was necessary to see if we could save the eye before having to make the decision to remove it. It is a comfort to know that I and ASPCA did everything we could as a team.
4

out of 5

POSTED: | BY: Charles

Buddy 14's pet insurance

If it wasn't for the pet insurance,I wouldn't be able to have Buddy at all.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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