210,146+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 210,146 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

210,146 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,751 reviews

4.9
Healthy Paws

11,028 reviews

4.9
Fetch

5,316 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,891 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 04, 2026

Best Pet Insurance

We had the best experience with our representative, Karley G.! She was very excited and happy for us and our new fur baby. She explained our policy very well and patiently answered all of our questions! She got us the best deal and even applied our military discount. We also received quotes from 10 other companies and Fetch offered the most coverage for the best price! Highly recommend!

Insurer: Fetch

By: Nina Vo

April 04, 2026

SCAM ARTISTS

Scam artists. Complete rip off. The company preys on people who lack the time or patience to fight them on every single claim. They will scour your vet bill for the tiniest whiff of anything pre-existing, and then deny the entire claim even if the purpose of the visit had nothing to do with something chronic that's just noted as part of the pet's history. These clowns 100% get paid commission to deny claims.

Insurer: MetLife

By: Scammed

Verified April 04, 2026

Can’t afford not to have Trupanion

I have had Trupanion for all of my dogs. I can’t say enough good things about it. Although it is not inexpensive, I can’t afford not to have it. One of my dogs was hospitalized for three days. The bill was about $5k. She was discharged on a Saturday night. I submitted her claim after we got home. The claim was paid Monday afternoon. I can’t recommend Trupanion highly enough.

Insurer: Trupanion

By: Lisa

April 04, 2026

Don't be fooled by the Embrace!

Why would Embrace make it impossible for you to set up automatic pay for claims paying via EFT? The longer they hold on to your money, the more interest they make off your payment! I tried online, and it failed every time. In the small print below, it said, "Please call customer service." My payment is debited directly from my checking account. I had no issue with that process. Then I had a claim because I had a puppy who was vomiting, and it was his first visit with me. They used the first visit as a pre-existing condition and said that if he stayed free from vomiting for one year, he would be covered. I asked how that was a pre-existing condition? They vaguely explained, then they said he had an underbite, which was a pre-existing condition. So, the breeder I got the dog from gave me a certified health check. I gave it to them and said remove those pre-existing conditions he was checked when he was born more than once. So they read it and removed it from the file. All of these insurance companies are scams!

Insurer: Embrace

By: Nimryl Tecnika

Verified April 04, 2026

Fast

Fast and easy to get coverage and they cover a lot of things that is necessary.

Insurer: MetLife

By: Roberta Dasilva

Verified April 04, 2026

Easy process

Easy process. Does offer the best rate comparable to other sites. Highly recommend.

Insurer: MetLife

By: Bella

Verified April 04, 2026

Richard was great

Richard was great

Insurer: Nationwide

By: customer

April 04, 2026

I have had great experience with…

I have had great experience with embrace pet insurance. My initial claim was denied for a specific treatment however with my dog heart murmur and passage ways medication to the past three claims has been phenomenal. An extremely happy with their customer service and care for our Bella! Thank you!

Insurer: Embrace

By: April Hutchinson

April 04, 2026

Be Careful

I had this Pet Insurance for years for my three dogs. And for a while, everything was great and I had no issues. As my female dog was aging, the premium continued to skyrocket. When she was six she had mast cell cancer. At first her cancer treatment was covered because I was paying for the policy for major medical. I was paying $384 a month just for her coverage. And then I received a letter in November saying when her policy was up in December, they would not renew her. Because of her previous history with cancer, that was a death sentence for my dog. They didn’t contact me to see if I wanted to change the plan to something different. They just canceled her policy. Because they just canceled her policy, I am unable to ensure her with anyone else because she is considered pre-existing. Because she no longer has insurance treating her cancer is nearly impossible. I feel after years of paying premiums to this company. They should’ve at least given me an option for a different policy. They know that by canceling her without giving me an option for a different plan that I was no longer available for insurance with anyone else either. 

Insurer: Nationwide

By: Sheri Warren

Verified April 04, 2026

you were great

you were great

Insurer: MetLife

By: Andrew Laskowski

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