219,106+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 219,106 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

219,106 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,850 reviews

4.9
Healthy Paws

11,172 reviews

4.9
Fetch

5,539 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,974 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 15, 2026

Almost cancelled my policy

I had actually called to cancel my policy. My dog has been diagnosed with a heart murmur and I was frustrated that my vet would have to do the procedure, I pay, then file a claim. My fear was that the fetch like many other companies would fail to honor my claim for some lame reason. Gerrone talked me out of cancelling. He told me I could submit to my vet a pre-approval form where they would describe problem and the actual procedures and care to be given. I would then submit to fetch for pre-approval of procedures taken. Ensuring ultimate reimbursement of claim. He also corrected some misconceptions I had concerning the deductible. He was very calming and patient. Gerrone is one of the best by phone representatives I have ever encountered from any company. It was not only a pleasure talking to him, but I felt my issues had been entirely and completely addressed.

Insurer: Fetch

By: Richard Brown

Verified May 15, 2026

Easy to submit claims & pretty fast…

Easy to submit claims & pretty fast returns.

Insurer: Nationwide

By: Wendy

Verified May 15, 2026

Goldie

Goldie It was very easy for me to enroll my pet ms.Goldie to your insurance and the price was really affordable, thanks MetLife

Insurer: MetLife

By: Larry Oatis

May 15, 2026

Use to think they were the best pet…

Use to think they were the best pet insurance company and was a satisfied member for 9 years even though the rates continued to climb to almost $200.00 per month. My dog has had numerous medical conditions throughout the nine years and they alway made a quick settlement of payment. For nine years I protected My dog with a 250.00 deductible at a return payment of 90%. Upon renewal of my policy I was informed that they would no longer be covering my at the current rate changing it to a 500.00 deductible per year and a payout of 75%. They told me it was because the State of Florida would not permit the continue my current 250.00 @ 90%. Oddly they still offer that policy coverage in the State of. Florida. Beware that they can change the coverage to meet their needs . They were once the best but now I would advise everyone to stay clear of this company. The changed my policy knowing that I couldn’t switch to another company due to my dogs now pre existing conditions.

Insurer: Healthy Paws

By: Richard Marchese

Verified May 15, 2026

Delaney was awesome

Delaney was awesome. She went out of her way. She's a valued employee.

Insurer: Prudent Pet

By: William

May 15, 2026

It was a pleasure speaking with Josh…

It was a pleasure speaking with Josh today. He explained the policy thoroughly, offered a multi pet discount which was a great incentive. He was knowledgeable and very efficient. I asked him to call me back at a certain time and he did which was very impressive. Josh was also understanding and offered good advice.

Insurer: Fetch Canada

By: Dorothy Muto

May 15, 2026

Disillusioned With Figo

After having dogs for 25 years without pet insurance, I became a new Figo customer and was excited to have extra protection if we needed it. Figo quickly rejected my first claim, made about five weeks into my insurance, which was for treatment for a hot spot, because my vet erroneously wrote in her office visit notes that I had mentioned seeing a spot on my dog's cheek two weeks before my visit. What I had told the vet was that I had seen a spot two days before my visit during his bath time. However, it looked like a small healed-up sore of some kind, until two days later, it appeared red and expanded. Thus, I promptly made an appointment with the vet that same day. Notably, my dog's records show NO call to the vet two weeks before the visit in question and NO visit as well. For all anyone knows, even if I had seen a spot on my very outdoorsy, active Golden Retriever, it could have been something else non-related. The vet's notes say nothing about any evidence that my dog's hot spot was related to "a spot" (no other description given) from two weeks prior. She indeed has no evidence to prove so, as the records indicate. However, since the claim that I said I saw a spot two weeks before my visit falls within the Figo "waiting period" of three weeks from purchase of insurance, Figo has decided to reject my claim under the category of a pre-existing condition. This is wild to me since even my veterinarian cannot prove there was a pre-existing condition, nor does she necessarily claim there was. I am new to the pet insurance world after having dogs for 25 years. I am beginning to wonder if I made a bad choice with Figo. I am a Costco member, so there is a deal with Figo, but paying an extra monthly bill for insurance that is going to look for excuses to not pay when I have a claim is not what I was signing up for when I decided to try out pet insurance. Disappointed.

Insurer: Figo

By: Lauren

May 15, 2026

Aileen was super helpful with…

Aileen was super helpful with transitioning the policy from my brother to me! I really appreciated all her help she was super informative!!! Me and Keo are very happy with the customer service we received from her!

Insurer: Fetch Canada

By: Monika

Verified May 15, 2026

Super fast review and approval of the…

Super fast review and approval of the claim. Over $12,000 was deposited in to my account within two days of filing the claim.

Insurer: Healthy Paws

By: Scott

May 15, 2026

Trupanion is a poor choice…

I have had a policy with Trupanion for 11 years sometimes covering 2 dogs sometimes one. We have never submitted a claim. We moved from SC to Northern CO and got another puppy. While inquiring about coverage for our puppy I was told that the cost for our two year old Golden tripled because of where we moved to. Keep in mind that we carry a $1000 deductible. Needless to say we shopped and found that Lemonade would insure both the puppy and the two year old dog for $25 less than Trupanion asked for the 2 year old alone.

Insurer: Trupanion

By: Steve

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