154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 20, 2022

Easy way of comparing rates and what…

Easy way of comparing rates and what was offered

Insurer: ManyPets

By: customer

Verified April 20, 2022

Peace of Mind

I had just signed up for Embrace two months ago to cover a family of 3 cats that appeared at our home and made their way inside. The young male suddenly developed a kidney infection and had to stay at the vet’s for over three days, not to mention lab work, fluids and everything else. Knowing I had Embrace allowed me to work with the vet more freely to say “yes” to additional labs. I was already worried about Mowgli- so I was glad I didn’t have to worry about ending up with a giant bill. Mowgli is now back to full health, and so is my bank account thanks to Embrace. They covered everything they said they would, which was a big relief.

Insurer: Embrace

By: Denise Morrison

Verified April 20, 2022

Thank you for making a difficult situation much easier to handle.

Our 11 year old family member Murphy (dog) was diagnosed with osteosarcoma in January. Our difficult decision on how to proceed was made so much easier due to Trupanion. We didn’t have to think about anything but what was best for him. The customer service team and claim system has been nothing but wonderful and easy to deal with. Claims are so quickly processed and reimbursed that I was actually surprised the first time! Thank you!

Insurer: Trupanion

By: Jonnelle

Useful
April 20, 2022

So impressed with reimbursement experience!

My pup had his one year vet visit & I submitted my reimbursement form through the app. It was approved within 20 seconds & the money was in my checking account in 24 hours. So impressed! Simple & easy to complete & submit. I researched so many pet insurance companies and am so glad that I chose Lemonade. Highly recommend!

Insurer: Lemonade

By: Kelli

Useful
Verified April 20, 2022

Easy to customize

Easy to customize

Insurer: ASPCA

By: Megan Sardone

Verified April 20, 2022

Website is glitchy

Website is glitchy. Will not upload any of my documents for my claims.

Insurer: ASPCA

By: M.D.

Verified April 20, 2022

Happy!

Very useful doesn't cost all that much either.. happy to have ASPCA as my dogs health insurance provider.

Insurer: ASPCA

By: Morgan

April 20, 2022

Great first experience

My dog snorted a foxtail up her nose and lemonade made the claim process simple and paid my claim the next day!

Insurer: Lemonade

By: Adam

Useful
April 20, 2022

Trash

Trash. DO NOT recommend. First, the rate goes up every year and its expensive. Second, so far not worth it. Let me tell you a story. Three years after joining, my dog got really sick, had blood coming out both ends. Spends a week in and out of the hospital. I thought he was dying, but luckily he survived. So I submit my first claim. They deny it with no explanation or message. I have to call customer service. Apparently they want ALL his vet bills EVER to verify that it's not a a pre-existing condition. After three years of nothing. Ok, fine I tell them to go get them. I hear nothing from them. I call again. They did not get the vet bills and their customer service rep threatens to hang up for swearing. Of course I'm mad, I'm spending tons of MY time calling them, trying to get them to do the job I already pay them to do. So I spend more of my time getting all the vet records (he's a rescue, no easy task, would've been MUCH easier THREE years ago when I joined.) They finally process my claim. They're only paying half of a very expensive bill. Turns out "Hospitalization" is covered but not the exam fee? What??? How does that even make sense. Sounds like a way to get out of paying short term hospitalization to me. Not to mention how much time and stress (3 customer service calls SO FAR) I've wasted just trying to get them to do their job. I specifically signed up for them bc I was led to believe they covered the big stuff. I guess not. So if you like being stressed out right after your pet almost dies, having a company implying you're a liar, not getting your money's worth, this is the company for you. Oh! And they also request the vet records because if you don't get that first exam per their requirement, they don't have to pay your first claim, even if you've been paying in. And they will look for it to get out of paying that claim. Scoundrels.

Insurer: Healthy Paws

By: Audra

April 20, 2022

This company is a FAKE

This company is a FAKE. They just going to take your money and not help out with nothing. The staff is annoying and they have 0 patience. Theyre policy makes no sense, they dont cover nothing. Even though it states that the insurance covers accidents it DOES NOT. My cat died and they didnt even listen to what we had to say they just shut us down and said they cant help us. Totally would not recommend, do not make the same mistake as me. Find a better insurance company for your pet

Insurer: Embrace

By: Niazi Hoxha

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