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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 21, 2022

Temporary exclusions become permanent

We use Embrace for our cats. It has covered our older cat that had hyperthyroidism well, but beware of previous conditions. They have “temporary exclusions” which they say will go away after a year, but they have refused coverage on these conditions even after the temporary exclusion has expired. This has been the case with elevated liver enzymes, conjunctivitis, and upper respiratory infections for both my older cat and my two one year old cats. This might be the norm in the industry, but I find their advertising of “temporary exclusions” underhanded and dishonest.

Insurer: Embrace

By: Casey

Useful
April 21, 2022

Great Experience

Justin was extremely helpful answering all of my questions. He got my new baby all set up with coverage that was suitable for her needs.

Insurer: Fetch

By: Brenda Marie

April 21, 2022

very disappointed

very disappointed, I been a customer for 6 years, my dog is 6, I knew the plan would go up each year, for the 2021 year it was 42.09, for Jan. and Feb ot was 42.27, now my bill for March is 72.47, an increase of 30.20. I am retired on fixed income that increase is way to much, just remember when you first get the insurance its not to bad but every year it will go up, my dog is ony 6 years old by the time he reaches 10 years old it could be over a 100.00 amonth

Insurer: Fetch

By: Rich Kehl

Verified April 21, 2022

Used the preventative care coverage

Used the preventative care coverage, to get Daisy Mae her puppy vaccinations. Everything worked just as advertised, and our refunds came in quickly and easily to our bank account.

Insurer: Pumpkin

By: Scott Huntley

Verified April 21, 2022

Pumpkin's coverage is good

Pumpkin's coverage is good, and they process claims quickly...usually within a week. It's easy to file claims online.

Insurer: Pumpkin

By: Mindy

Verified April 21, 2022

Day 1

Day 1. After months of company comparisons we chose ManyPets because of 1)cost of the basic plan 2)the coverage for both accident and illness 3)google/customer/and other well known site reviews. We look forward to not having to use the plan but having ease of mind. We plan to share our researched choice with friends.

Insurer: ManyPets

By: Customer

Verified April 21, 2022

Affordable insurance

Plans are affordable, staff is professional, website/app is easy to navigate and reimbursement is right at your finger tips!

Insurer: ASPCA

By: BRIAN GERMAN JR

Verified April 21, 2022

Cant use benefits at all

My cat is in the ICU and I cant even use my benefits until may. I had to pay an outrageous down payment to keep my cat alive and I cant even be reimburst for this for another two weeks when the emergency is happening right now. If I paid for the insurance I should be allowed to use what I paid for when I paid for it. I wouldn't have gotten the insurance if that were the case. You guys are ridiculous

Insurer: ASPCA

By: Dee

April 21, 2022

Wonderful customer service

I adopted a dog and 30 days of free insurance came with the adoption. My new dog became critically ill about three weeks later. I was able to get emergency care for him without stressing about the cost. Unfortunately, he died but I was able to know that I did everything I could for him. Trupanion covered his veterinary expenses promptly and treated me with great kindness through that process, including sending me a condolence card. I highly recommend them!

Insurer: Trupanion

By: Deborah Case

Verified April 21, 2022

Awesome service

Submitted the claim, not even 24 hours later it was processed. It was a smooth process, no issues or problems. Wish my own insurance went as quickly as my pups did

Insurer: ASPCA

By: Shawna Margaret

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