154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 27, 2022

Good service

I already have one dog covered by ManyPets and have been pleased with the service. I just adopted another pup so I signed him up this morning. Todays service was excellent.

Insurer: ManyPets

By: Jen

Verified April 27, 2022

Great experience with Trupanion

My 4 month old puppy got very ill and was hospitalized for a total of 3 nights. This was very stressful and as you can imagine, the vet bills started to rack up. Submitting the claims was extremely easy. After submitting my first invoice, I needed to contact customer service (for an issue on my end) and I recieved support immediately and my issue was resolved within minutes by a very kind and helpful customer service representative. Before all my claims were approved, I calculated how much I thought should be approved and was relieved when I got notice of approval and it worked out to be what I calculated. Nothing is hidden, everything that is covered and not covered is very transparent. I am very thankful for Trupanion for giving me peace of mind that I will be able to get my sweet puppy the medical care she needs without the need to worry about finances. I love that I could adjust the premium/deductible to find what worked for me and the fact that I can increase my deductible and lower my premium at a later time if I find the premiums difficult to manage. Also, I love the fact that the premiums will not go up as she ages and will only go up due to inflation. If you are thinking of getting a puppy, I recommend you consider going with Trupanion. Get it before any health conditions arise so that there are no pre-existing conditions and everything is covered.

Insurer: Trupanion Canada

By: Lindsay

Useful
April 27, 2022

Thank you for making a difficult situation easy

The Lemonade team is amazing! They answered all our questions, worked with the vets office to obtain documentation, and quickly processed claims (like 1-2 business days tops). I wish human health care companies were as easy to work with. Shout out to the person(s) who thought to include the cute animal gif in emails. It really makes me smile.

Insurer: Lemonade

By: Lauren

Useful
Verified April 27, 2022

Fast and Easy Claims

Trupanion is very easy to work with. Claims are handled usually within a day or two. They are very responsive and timely too. I am very grateful fir Trupanion insurance.

Insurer: Trupanion

By: Lee Ann

Useful
Verified April 27, 2022

New to Healthy Paws

I recently switch pet insurance providers to Healthy Paws. I never had to make a claim previously, but my dog recently needed a major surgery. The representatives were great in walking me through the process and ensuring timely processing of my claim. I highly recommend Healthy Paws and will be using them moving forward for any pets I welcome to my family.

Insurer: Healthy Paws

By: Beth

Useful
April 27, 2022

Easy to use

Maybelle was hurt and it was so easy to file and claim , customer service agent was wonderful

Insurer: Lemonade

By: Kecia

Useful
April 27, 2022

efficient service

It is easy to do the claim and you get the money on the same date. Highly recommend this insurance.

Insurer: Lemonade

By: Lingyan

Useful
April 27, 2022

I have read a lot of reviews

I have read a lot of reviews. I have seen the low rating and the high rating reviews. I am troubled by the low rating and the outcry by some owners, whom I believe are great owners that are frustrated. On 2022/04/25 my Shiba, who is 12, had another allergy treatment which was 90% covered. A gentleman asked me how my experience was and I said I was only denied one claim for a luxating patella that was flagged prior to insurance. Ever since then it has been easy. He told me his experience being a little turbulent and I asked if he adopted an older dog, which he said yes to. His dog was 6. For anyone that gets a middle aged dog, understand there is a good possibility there are preexisting conditions. For anyone complaining about the premiums...it is a business. Nothing is cheap. You are hoping that you can be like the 70% of us that don't have anything major occur....and want it to be cheap. For those that experience large bills, the insurance pays off. That is why it is called insurance. If you think you are paying too much, but never get use out of the insurance then you have been fortunate and done your pet a great service. I paid diligently for years with very little to claim. I have made over $5k of claims since October of 2020. I have never had a hassle and haven't had to talk to anyone. My vet submitted claims and my dog received treatment. There is a mindset of setting aside money every month. That is a very thoughtful and responsible thing to do. As I wrote before, this is insurance. You are hoping to be part of the general 70%. In the event that you are in the 30%....and you have something that's not pre-existing like cancer or getting hit by a car, then that also gives you something to think about. I am thankful for the care my dear companion dog is receiving. I know she is getting up there in age and I am beside myself knowing our timeline together is narrowing. My experience with Trupanion is they took cost out of the equation for top notch care. This has increased the quality of my beloved best friends life as she heads into her final chapter. Thank you Trupanion!

Insurer: Trupanion Canada

By: Wicket's Guardian

April 27, 2022

6 stars out of 5

What can I say? Lemonade has been perfect for us. I wish I had signed up even earlier. Timely claim handling and a very user friendly experience.

Insurer: Lemonade

By: Kirt

Useful
April 27, 2022

Super efficient and fast service/response

Claims are handles quickly and efficiently. The claim filing process is very to follow along.

Insurer: Lemonade

By: Gonzalo

Useful

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