154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 25, 2025

"Preexisting Condition"

"Preexisting Condition" I only use this insurance because it's a necessary evil. My dog is a mixed breed and has corgi-like legs. The vet who examined him for the rescue noted that his legs have minor deformity that causes no restricted movement or pain. Trupanion decided this was a good excuse to not cover vet visits for my dog when he had injured his legs playing because, as they say, he has a pre-existing condition. So yeah. 1 star.

Insurer: Trupanion

By: Andrew

Verified November 25, 2025

Phone vs online enrollment

I've used Nationwide pet insurance for years, but usually used the site to enroll new pets. This time I did it via phone and it was just as smooth going as online. Michael was a delight to work with

Insurer: Nationwide

By: A Honey

Verified November 25, 2025

My dog was attacked by a feral cat

My dog was attacked by a feral cat. He had to have a drain bag for his wound. Cost us 600$, which is a lot for us. Pumpkin reimbursed us almost half. Thank you!

Insurer: Pumpkin

By: Beverly Abdullah

Verified November 25, 2025

Easy to upload claims

Easy to upload claims. Good communications with updates on the progress

Insurer: MetLife

By: customer

Verified November 25, 2025

Timely fashion in handling claim and…

Timely fashion in handling claim and reimbursements

Insurer: MetLife

By: Annette Brennan

Verified November 25, 2025

Stellar Customer Service

Claims are processed quickly and they are very easy to understand. When I have had to add a pet to my coverage, customer service was very helpful. When I had to update an address, again they were wonderful and helped solve my problems quickly.

Insurer: MetLife

By: customer

November 25, 2025

Fetch insurance is a bad company. Go elsewhere.

We didn’t find much use for this plan so we decided to cancel. My wife went to cancel and thought she did but we still got charged. She called back and they said they need the main policy holder to cancel. But they didn’t tell my wife that when she initially called. They won’t refund us the months that we wanted to cancel and thought we did. Disappointed in the customer service.

Insurer: Fetch

By: Matt

Useful
Verified November 25, 2025

MetLife easy process

Our claim was processed and fulfilled in a timely manner. The claims process was very easy, start to finish.

Insurer: MetLife

By: customer

November 25, 2025

Slow updates and they find ways to…

Slow updates and they find ways to avoid paying vet bills. Reimbursement takes too long.

Insurer: Spot

By: Noa Pennington

Verified November 25, 2025

Dishonest customer service

Dishonest customer service. They canceled the coverage for one of my two dogs and then doubled the premium. They did this because he turned 7 years old. They lied that payment hadn't been made when the premium has always been set to auto withdrawal from my bank account and payment had been withdrawn for my six year old dog. Very sketchy and unethical.

Insurer: Nationwide

By: Tapper's Mo

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