218,553+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,553 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,553 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,837 reviews

4.9
Healthy Paws

11,151 reviews

4.9
Fetch

5,508 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,944 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 03, 2021

Good coverage, but long waits for reimbursement

The claim submission process is easy, but it takes SO long for processing . The wait times are always delayed .

Insurer: Pets Best

By: Geranys Villalona

Verified September 03, 2021

Pumpkin Pet Insurance ~ Peace of Mind

I compared the benefits of many many insurance companies and chose Pumpkin for my Standard Poodle, Bella. I like having choices of deductibles, out of pocket, annual routine vet visits, medications, as well as a 90% coverage of expenses! I choose what fits my budget and peace of mind and Bella’s medical coverage! Pleased that her claims can be quickly and easily filed online and turnaround time of payment is minimal!

Insurer: Pumpkin

By: GeorgiaBelle

Verified September 03, 2021

Excellent

Excellent process and service

Insurer: Prudent Pet

By: James Thomas

Verified September 03, 2021

Couldn’t be more happier with our…

Couldn’t be more happier with our choice of Puppy Insurance, TEDDEE BEAR says thank you!

Insurer: Pumpkin

By: Gloria C

Verified September 03, 2021

Greatest

Gracias the best I have ever known its beautiful thank u

Insurer: ASPCA

By: Monique Artis

September 03, 2021

Great customer service, fast turn-around on claims!

I've been with Trupanion for over 10 years; I signed up when they were quite new. As they grew, I figured their customer service would not be as good, and that claims turn-around would slow down. All these years later, I'm pleased to report that not only is the customer service still stellar; the claims process is faster and easier than it was when I first joined. My reimbursements arrive via direct deposit within a few days of submitting a claim online, and the coverage is usually reasonable and in line with my expectations (I did appeal two denials once and won - This was also an easy process). I have recommended Trupanion to many vets and pet owners. I am certain there is not a better pet insurance provider out there. Also: when your pet develops a chronic condition, like Osteoarthritis, having the extra 'Complementary Care and Wellness' package brings such peace of mind - Our dog's arthritis is getting worse, and the extra coverage is paying for most of her cold laser therapy and Adequan treatments - She is doing so much better and is a very happy and active dog once again. Thank you, Trupanion!

Insurer: Trupanion

By: demonkitty

September 03, 2021

This company is excellent

This company is excellent. Not just because they actually pay out on claims, but also they are efficient, thorough and very fast. We had the unfortunate experience of our dog coming down with some sort of virus and a also some kind of hard growth on her belly. She needed x-rays, ultrasound, bloodwork, stool tests, the whole gamut. Turned out it was just a Gastrointestinal infection and some fatty tissue build up which turned out to be harmless and she was OK after a few days with some medicine. You just don’t know any of this until after the visits, but those few visits to the emergency vet cost me over $2000 in the course of three visits over 8 days. I submitted a claim after each visit and it was promptly processed and reimbursed within a couple of days each time. I hope we don’t have to use our insurance very often, but it’s nice to know that if we do we have a reliable company now.

Insurer: Healthy Paws

By: Phillip Biondello

September 03, 2021

CLAIMS NOT PROCESSED

Company never responds to claims. I placed 2 claims for my cat's treatment. Neither one has been processed. Nobody ever answers their phone. Put on permanent hold and left my phone number for call back which never happened. Never even received the promised gift card for signing up. Will report to the State Insurance Commissioner.

Insurer: Spot

By: JEFFREY

Useful
September 03, 2021

CLAIMS NOT PROCESSED

Company never responds to claims. I placed 2 claims for my cat's treatment. Neither one has been processed. Nobody ever answers their phone. Put on permanent hold and left my phone number for call back which never happened. Never even received the promised gift card for signing up. Will report to the State Insurance Commissioner.

Insurer: Spot Canada

By: JEFFREY

Useful
September 03, 2021

Three Dog Insurance

Three Dog Insurance We have 3 dogs from 2 to 8 years old. Any insurance for older dogs is hefty but when she had TPLO surgery Pet's Best saved us!!!! We get her and another dog's daily meds with reimbursement. Only criticism - length of time to hear back on our claims.

Insurer: Pets Best

By: Catherine C

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