154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 13, 2022

My 4month old boxer JoJo collapsed…

My 4month old boxer JoJo collapsed after running and playing in the backyard. After taking JoJo to the cardiologist, eeg and ultrasound confirmed a heart defect called “Subaortic Stenosis”, JoJo has to take beta blockers for the rest of his life. We submitted our first claim for almost $700 and in less than 5 weeks we were approved and reimbursed.Easy as could be! JoJo had to see the cardiologist 6 months later for a check up. The bill was just under $400. We submitted the claim to Fetch,this time we were reimbursed in less than 1.5 weeks. Easy as could be! It’s worrisome raising a puppy knowing he has a heart condition and the cost of keeping JoJo healthy means a lifetime of medication and annual visits to cardiologist. Thank goodness for Fetch! So far.. they’ve always had our back! Sincerely, Jojos parents

Insurer: Fetch

By: Jojos parents

Verified June 13, 2022

My 4month old boxer JoJo collapsed

My 4month old boxer JoJo collapsed after running and playing in the backyard. After taking JoJo to the cardiologist, eeg and ultrasound confirmed a heart defect called Subaortic Stenosis, JoJo has to take beta blockers for the rest of his life. We submitted our first claim for almost $700 and in less than 5 weeks we were approved and reimbursed.Easy as could be! JoJo had to see the cardiologist 6 months later for a check up. The bill was just under $400. We submitted the claim to Fetch,this time we were reimbursed in less than 1.5 weeks. Easy as could be! Its worrisome raising a puppy knowing he has a heart condition and the cost of keeping JoJo healthy means a lifetime of medication and annual visits to cardiologist. Thank goodness for Fetch! So far.. theyve always had our back! Sincerely, Jojos parents

Insurer: Fetch

By: Jojos

Useful
Verified June 13, 2022

Competitive Price

Competitive Price

Insurer: ManyPets

By: customer

Verified June 13, 2022

Stephanie was very kind and…

Stephanie was very kind and knowledgeable. She was patient and answered every question I had and was just amazing. Made a very complicated and possible stressful process very easy and fast.

Insurer: Prudent Pet

By: Joseph Hwang

June 13, 2022

The most challenging aspect is trying to speak with someone

The most challenging aspect is trying to actually reach a human or ask AI something other than the questions they have for you to choose from. Very frustrating. Our dog is a re-home and we do not have medical records for his entire life. Medical records submitted prior to purchase of insurance or claim. Asking for medical records from a re-home and during the pandemic, medical records for 2020 when the 1st time we could go was 2021. Dog has received a perfect bill of health prior to purchasing insurance but FETCH wants records that I do not have. Communication is really tough. Pretty sure I would not purchase this insurance again and suggest others do the same. Trupanion looks like the smartest choice as the vet can submit the invoice for you

Insurer: Fetch Canada

By: Colette

Verified June 13, 2022

My 4month old boxer JoJo collapsed

My 4month old boxer JoJo collapsed after running and playing in the backyard. After taking JoJo to the cardiologist, eeg and ultrasound confirmed a heart defect called Subaortic Stenosis, JoJo has to take beta blockers for the rest of his life. We submitted our first claim for almost $700 and in less than 5 weeks we were approved and reimbursed.Easy as could be! JoJo had to see the cardiologist 6 months later for a check up. The bill was just under $400. We submitted the claim to Fetch,this time we were reimbursed in less than 1.5 weeks. Easy as could be! Its worrisome raising a puppy knowing he has a heart condition and the cost of keeping JoJo healthy means a lifetime of medication and annual visits to cardiologist. Thank goodness for Fetch! So far.. theyve always had our back! Sincerely, Jojos parents

Insurer: Fetch Canada

By: Jojos

Useful
June 13, 2022

If you love your pet, sign up!

My dog has had a spate of bad luck recently, including surgery and urgent care. Hartville made claiming these incidents painless for me, and they reimburse very quickly once they have all of the required documentation. It's totally worth the monthly payments to know that if anything happens to either of my dogs, I don't have to worry as much about the cost of the vet bill, which is so important in getting them the care that they need.

Insurer: Hartville

By: Josi

Useful
June 13, 2022

Fair and balanced policy

Fair and balanced policy. Everything is listed in detail to what is covered and what is out of pocket. It good to know you have peace of mind that if an incident occurs you will be taken care of. I been scarred with other providers canceling because we used their services.

Insurer: Pets Best

By: Christopher Patron

Verified June 13, 2022

The sale was straight forward and I…

The sale was straight forward and I feel like I understand the policies. So 5 stars for simplicity and ease of use. Time will tell whether I made the right choice or not when I actually have a claim.

Insurer: ManyPets

By: Glenda

June 13, 2022

Super easy and fast

I had a claim for vomiting for Sebastian (my cat) that PHI Direct paid quickly and easily. I called them to submit my claim and provide all the details they needed. The person I spoke to helped me to understand the process and the claim was paid a few days later. I would recommend PHI Direct to other pet owners in Canada.

Insurer: PHI Direct

By: Matthew

Useful

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