154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

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Verified June 13, 2022

My 4month old boxer JoJo collapsed

My 4month old boxer JoJo collapsed after running and playing in the backyard. After taking JoJo to the cardiologist, eeg and ultrasound confirmed a heart defect called Subaortic Stenosis, JoJo has to take beta blockers for the rest of his life. We submitted our first claim for almost $700 and in less than 5 weeks we were approved and reimbursed.Easy as could be! JoJo had to see the cardiologist 6 months later for a check up. The bill was just under $400. We submitted the claim to Fetch,this time we were reimbursed in less than 1.5 weeks. Easy as could be! Its worrisome raising a puppy knowing he has a heart condition and the cost of keeping JoJo healthy means a lifetime of medication and annual visits to cardiologist. Thank goodness for Fetch! So far.. theyve always had our back! Sincerely, Jojos parents

Insurer: Fetch Canada

By: Jojos

Useful
June 13, 2022

If you love your pet, sign up!

My dog has had a spate of bad luck recently, including surgery and urgent care. Hartville made claiming these incidents painless for me, and they reimburse very quickly once they have all of the required documentation. It's totally worth the monthly payments to know that if anything happens to either of my dogs, I don't have to worry as much about the cost of the vet bill, which is so important in getting them the care that they need.

Insurer: Hartville

By: Josi

Useful
June 13, 2022

Fair and balanced policy

Fair and balanced policy. Everything is listed in detail to what is covered and what is out of pocket. It good to know you have peace of mind that if an incident occurs you will be taken care of. I been scarred with other providers canceling because we used their services.

Insurer: Pets Best

By: Christopher Patron

Verified June 13, 2022

The sale was straight forward and I…

The sale was straight forward and I feel like I understand the policies. So 5 stars for simplicity and ease of use. Time will tell whether I made the right choice or not when I actually have a claim.

Insurer: ManyPets

By: Glenda

June 13, 2022

Super easy and fast

I had a claim for vomiting for Sebastian (my cat) that PHI Direct paid quickly and easily. I called them to submit my claim and provide all the details they needed. The person I spoke to helped me to understand the process and the claim was paid a few days later. I would recommend PHI Direct to other pet owners in Canada.

Insurer: PHI Direct

By: Matthew

Useful
Verified June 13, 2022

Best Pet Insurance Company

Trupanion has been an absolutely wonderful company to work with. I have had a policy with them going on 9 years for two dogs. They truly place your pet's well being first and foremost! I have two dogs under policy. I have found Trupanion to be very kind, courteous and caring toward their clients. They follow up with communication within hours to let you know they have received information and are reviewing your claim. They are expedient in letting you know how much of your claim is covered and then promptly either pay the vet directly or they pay the client. I have found their coverage to be very fair each time I have made a claim. I highly recommend Trupanion!

Insurer: Trupanion

By: Cynthia

Useful
June 13, 2022

Horrible and terrible

Horrible and terrible insurance company my experience My animal hospital is on fire and there are no records. And even though i gave to health paws my doctor phone number, they still wanted me for an old record. And my case was not resolved. One phone call solved it, but they didn't try. I was under a lot of stress and then canceled it. I just threw money

Insurer: Healthy Paws

By: Jeong Yi

Verified June 13, 2022

Very simple to enroll as a new policy…

Very simple to enroll as a new policy holder. Rates are competitive , and coverage gives me peace of mind. Hopefully I won’t need to file any claims, but I’m confident that the comprehensive coverage will be worthwhile in needed.

Insurer: ManyPets

By: customer

Verified June 13, 2022

Painless process and after careful…

Painless process and after careful review of several I think this is the best choice for me.

Insurer: ManyPets

By: Terry R

June 13, 2022

Positive claim experience with Fetch

My pet has several chronic ailments and I need to visit the vet often. I have been with Fetch for a long time and have had a very positive experience so far. Getting the claims settled is a very easy process and I can always trust the refund amount for the claim deposited to my account.

Insurer: Fetch Canada

By: anupam bordoloi

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