154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

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Verified July 21, 2022

Called to update name and explain that…

Called to update name and explain that I accidentally submitted a claim twice he was very helpful and knowledgeable

Insurer: ASPCA

By: Heather Fraser

Verified July 21, 2022

Competitive pricing for accident in illness

Well I have not yet used this pet insurance, I did want to point out that while their accident and illness insurance is very competitive their wellness insurance is not. They want to charge you pretty much close to as much as you pay a month for the actual accident and illness insurance for only a small annual amount.

Insurer: ManyPets

By: SydsMom

Verified July 21, 2022

Affordable pet insurance

Easy online application process

Insurer: ASPCA

By: Joanne

Verified July 21, 2022

ASPCA covers almost everything and…

ASPCA covers almost everything and returns your claim super quick!

Insurer: ASPCA

By: Thom Forsyth

Verified July 21, 2022

Everyone should have Trupanion!

We received a free month of Trupanion from the Humane Society when we adopted our kitty. I actually thought about cancelling. So glad I didn't! Spent the last couple of days/night at the emergency vet hospital with a possibly serious illness. Mozart is stabilized, but the other great part is that 90% of the quite high bill was covered, and within 24 hours! When you have a sick pet, what a relief and blessing to know that the cost of giving your pet the best care doesn't have to weigh on your mind. I will be recommending pet insurance, and Trupanion specifically, to everyone!

Insurer: Trupanion

By: Jodi

Useful
July 21, 2022

In all their commercials

In all their commercials, they are saying that older dog or not penalized of being old. I am sorry but, when my 12 years old mix breed cost 350$ a month and my puppy pure breed which are way more sick than mix breed is 74$ a months, so yes my old dog is penalized for her age.

Insurer: Trupanion Canada

By: Christina Parent

July 21, 2022

Rip Off

I spent the last 12, 11, and 2 years paying insurance premiums to Trupanion and when it came time to use them, I got lip service. My little mutlipoo has a spinal issue. They were fine covering everything during the $1,000/life issue deductible, but as soon as we went over...it wasn't covered. Instead of opting for the spinal surgery and MRI that would have run close to $10K, my vet wanted to try laser therapy. Apparently there was a rider they posted to their website that would exclude certain options for recovery...I was so angry I cancelled all 3 policies. They get you to a point where you keep paying thinking that someday you may need them, and when you do...make sure you have another savings account ready, because this company does not stand behind their customers or pets as they claim.

Insurer: Trupanion

By: Tracy C

July 21, 2022

too many emails requesting invoices…

too many emails requesting invoices after they have been sent more than once. requesting invoices after the surgery that did not exit. too slow on receiving check on my claim. Submitted 6-16-22 still waiting today is 7-21-22

Insurer: Spot

By: Ruth Graves

July 21, 2022

Don’t be deceived by their great ratings, I was…

I have had and still have an ASPCA pet insurance policy since 2021. I have attempted to file several claims for my puppy French Bulldog throughout the last year, and this company has paid only 1, $20 claim to reimburse the microchipping. Every claim was denied under the excuse of “pre-existing condition”. I bought the insurance 2 months after owning my dog (but before his airway issues were diagnosed). The policy claims they will pay for congenital or breed known issues. Ha! Lie! After my experience, I’m thinking unless you buy a policy BEFORE you own the dog, or by the 1st day you own the dog, they can claim “pre-existing conditions”. Furthermore, I started with a premium of $45, and the same coverage increased to $65 in the course of a year. Oh and after paying a couple thousand in medical bills, (gastrointestinal issues, and an orthopedics evaluation) none of that qualified to be applied towards the $500 deductible! Such a scam! Racket. This company gets excellent ratings all over the internet. It looks good on the surface, but my real life experience tells me otherwise. I will be cancelling this policy at the renewal.

Insurer: ASPCA

By: Kelly Sorci

Verified July 21, 2022

Just a terrible experience all around

Just a terrible experience all around. First they had issues on their payment processing side saying my card submitted for payment wasn't working or some such nonsense when I had used that very card before that transaction and afterward and I never received a notification that a payer was trying to submit with it (as is typical). So their issue. And seperately when I asked their text rep a question about coverage for a stomach tacking, if that's covered she basically didn't know and gave me a 'maybe'. Horrific. You know the saying, you never get another chance to make a first impression. Just horrible.

Insurer: ManyPets

By: customer

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