154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 09, 2022

So far it’s been a headache

So far it’s been a headache. Always read the fine print. I’ll take responsibility for only reading “immediate coverage” in the big letters. I was 3 hours shy of the next day requirement for immediate coverage. Also… the life time deductible does not apply to accident claims. I received conflicting answers from different representatives. Finally spoke with a manager named Ronny. She was not concerned with addressing the poor customer service. She had not made effort to be prepared to assist. Thankfully I initiated back up insurance with another company. When I told her I was still trying to decide, she felt the need to remind me that pre existing conditions wouldn’t be covered by any insurance company. Gave an example of her 9 year old boxer. I advised that I have a 15 week puppy who has not been seen by a vet for anything but a well check. She then randomly started asking unrelated questions. According to her, they had issues with my vet giving them access to records. I advised that my vet contacted me weeks ago and I gave permission. I asked why no one from trupanion had reached out to me. She said a ticket was put in for someone to contact me. No wonder she tried to scare me with pre existing condition clauses. She had no idea what my dog’s history was. She was just there to deflect and make excuses. I’m sure the company might be great overall. But some of the employees do not have it together. It has rubbed be the wrong way. Not worth the hassle.

Insurer: Trupanion

By: DaShonna Thomas

August 09, 2022

You’ll have to send your pet records 50 times. Then, they will deny your claim because they lost your records.

I don’t even know what the hell I am paying for. First cat had some problems. They said they didn’t have his records. I sent them the day I opened the policy. I then had to send them THREE MORE TIMES before they stopped sending me “Final Notice” emails on the claim. Ultimately, they denied the claim. Shocker. Second cat now has issues, AGAIN they don’t have his records and AGAIN I sent them on the day I opened the policy and then another time for good measure after the first fiasco. Now I am sending them ONCE AGAIN. I should have cancelled this scam policy after the first time I had issues with them. What a waste of money. Terrible customer service (they can’t even tell you what it is that they need when you call!). Policy number I24548399 (records were sent on 2/4/22, I have proof) Find another insurance company!

Insurer: Healthy Paws

By: Rachel H

Verified August 09, 2022

Hi I have not received a email about my…

Hi I have not received a email about my policy

Insurer: ManyPets

By: Merinda wills customer

Verified August 09, 2022

VERY KNOWLEDGEABLE CUSTOMER SERVICE

Everyone I have spoken to seems very knowledgeable about Many Pets USA! Fantastic customer service

Insurer: ManyPets

By: Robin

August 09, 2022

Wonderful to work with

We have had Embrace Pet Insurance since our Great Dane was born, he’s now 8 and working with them on his claims has been quick & easy. Their customer service is amazing and we have referred them to many of our family & friends.

Insurer: Embrace

By: Libby McDevitt

Verified August 09, 2022

So easy to set up and very cost…

So easy to set up and very cost efficient!

Insurer: ManyPets

By: jennifer bainbridge

Verified August 09, 2022

Hard decisions made easier.

Trupanion was kind, responsive and helpful when our dog needed surgery to remove a liver mass. It made a hard decision easy knowing we could afford the surgery with our policy. I have recommended trupanion to all my family and friends.

Insurer: Trupanion

By: Jill

Useful
Verified August 09, 2022

Painful legs/ lupus

Very proficient and helpful with all of the claims.

Insurer: Trupanion

By: Deniese

Useful
Verified August 09, 2022

Great job!

You have become a lifesaver. Everything submitted to you has been paid promptly without any problems. Thank you for being there when I needed you.

Insurer: Trupanion

By: Barbara

Useful
Verified August 09, 2022

All paws on deck

Zach explained everything very clearly

Insurer: Trupanion

By: Donna

Useful

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