154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 24, 2022

Good response time

Summitting my claim was so easy and processed quickly. They sent me several emails with status and explanation of benefits and my reimbursement came soon after.

Insurer: Embrace

By: Amalia Monios

August 24, 2022

40% increase after one year,no claims!

Signed up last year,healthy 2 yr old rescue pup already spayed on yearly heartworm prevention. We "received " a military discount and supposedly received a partner company discount which was combined 20%. One year later at renewal they incredibly raised our premiums 40%. We had zero claims! Also the plan does not allow for well visit coverage. I shopped around and found that their 20% "discount " equaled every other company's regular price. Raising rates 40% in ONE year, AFTER supposed discounts is absurd!!! Cancelled policy will look around for different company.

Insurer: Embrace

By: Dana Genovese III

Verified August 24, 2022

She was great very personable I would…

She was great very personable I would work With her again

Insurer: ManyPets

By: Cheryl

August 24, 2022

Excellent Service

Great insurance business for your pet's needs. I was being charged a lot of money for my German Shepard and Trupanion came in and reduced the cost while providing excellent coverage.

Insurer: Trupanion

By: Edward M

Verified August 24, 2022

Prudent Pet is great!!

I've reviewed Prudent Pet before, but am doing so again because I can't sing their praises enough!! My puppy has had so many issues and Prudent Pet has helped me through them all. They process claims quickly and we've never been denied. Customer service is excellent. I am really glad I signed up with them and have recommended them to friends and family.

Insurer: Prudent Pet

By: Zoe

August 24, 2022

My 4 year old German Shepard got sick…

My 4 year old German Shepard got sick suddenly and we ended up with a pretty big vet bill. The claim process could not have been any easier. I went onto the website, filled out the info and uploaded my bill and that was it! A few days later they sent me an approval email with a breakdown of all that was covered. I should have a check in 5 - 7 days! I'm happy to know that there is no hassle and they are there if and when I need them:)

Insurer: Pets Best

By: Dawn Hayner

August 24, 2022

Easy and fast processing

Easy and fast processing. My claim was settled with and refund was in my account in 8 business days. Thank You DB

Insurer: Pets Best

By: Donne Bernstein

Verified August 24, 2022

TPLO surgery!

My dog recently underwent TPLO surgery (Aug 2022), which as anyone who has gone through this, can be quite costly. I am thankful that Healthy Paws processed my claim exactly as stated in the policy, and without any stress. These situations with our fur-babies are stressful enough, as it is. My claim was processed efficiently, and I couldn’t be more pleased with Healthy Paws. I have recommended them for pet insurance throughout the years, as they are responsive, and hassle-free.

Insurer: Healthy Paws

By: RickNNYC

Verified August 24, 2022

Does not cover main needs

We have found that our policy does not cover nearly has much as we had hoped. We have had multiple vet visits not be covered due to pre-existing, but still struggle to understand how they are related. We also had part of a surgery that was not covered, due to it being preventative, but if the surgery would be needed in an emergency it would then be covered. If our policy goes up, we will most likely cancel due to lack of coverage.

Insurer: Figo

By: customer

August 24, 2022

Next to zero coverage for claims

We recently adopted a rescue dog and when he arrived to DC he developed allergies. We took him in for his first vet visit and they identified an unknown allergy. We tried the initial vet suggestion of fish oil (for the skin) and Zyrtec, but neither of those worked. We then got Fetch pet insurance, and after the 15-day waiting period expired, we went back to the vet to get him reevaluated. They ran tests and gave him an allergy shot and some pills and a spray (which totaled in the hundreds of dollars). However, since the first vet visit listed an unknown allergy, they considered the whole experience a pre-existing condition. I called to get some clarity on this policy, and they informed me that all future allergy treatments would thus be considered "pre-existing" since it was on his first vet record, and wouldn't be covered. I will be looking elsewhere for pet insurance, as the entire process has been cumbersome and frustrating, and Fetch is just taking in premiums and not paying out claims. I'm wondering why I have pet insurance if these claims aren't covered.

Insurer: Fetch

By: Andrew Menaquale

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