154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 25, 2022

I love Pets Best

I love Pets Best! My dog has had more than a couple of mishaps that landed him in the emergency vet. Pets Best makes it easy to file a claim and always pays pretty quickly.

Insurer: Pets Best

By: CHERYL

Verified August 25, 2022

I had never gotten pet insurance before

I had never gotten pet insurance before, but I decided to with my puppy. Then a few months later she got VERY sick, and we were able to try a treatment that we would never have been able to afford without Embrace! The representatives were kind and quick to respond to my questions, and putting in the claim was very easy on the website. Payment received in about a week! I will always get pet insurance from now on, and I recommend Embrace to everyone with pets!

Insurer: Embrace

By: Kelly S.

August 25, 2022

I would give this company a zero if I…

I would give this company a zero if I could. They don’t raise the rate based on your animals age- they just keep raising the rate- every year so by the time it becomes insane- your dog is to okd to get a good qoute elsewhere. I called and they are professional d of the fact they can stick it to you after they tie your hands behind your back. I have all e mails to back this up

Insurer: Trupanion

By: Betsy Tufts

August 25, 2022

I have had fetch insurance for a few…

I have had fetch insurance for a few years and have never had to use it.In July 2022 I had to take my dog to the vet because he didn’t seem right.He was diagnosed with anaplasmosis and I submitted an er bill and two follow up bills.They asked for medical history so I submitted that also.Then they asked for flea and tick prevention receipts.He has a seresto collar on from March to November then I use wondercide from November til March.I did not have receipts for purchase.I buy when they are on sale and never thought to save receipts for it so I sent in pictures of what I have.They told me they didn’t think it would be accepted because I don’t have receipts and I could have just had the stuff laying around??Who would go out and buy flea and tick prevention and just leave it laying around the house for no apparent reason? Seems they are trying to find anyway possible to get out of paying a claim.His policy has doubled within the past two years with no claims submitted for anything.What these claims amount to is not even what I pay out in a year for him.Do better Fetch.No one would just have flea and tick treatments laying around for no apparent reason.I hope u see this is fix this problem and pay like you should be.to add to reply:I am not as worried at premium as I am about u not paying this claim or that the supervisor changed the claim in the system and resubmitted it.He also couldn’t answer where in the policy it states that u do not pay for tick related diseases.It states you do not pay or reimburse for tick and flea protection-big difference.I told him you may want to rewrite entire policy on this because there is nothing that states that or that states you need flea and tick prevention receipts for the entire year before.I submitted receipts that the pet store manager took alot of time to find and am waiting to hear back.So ridiculous.Please rewrite your policy correctly and pay what u should pay.

Insurer: Fetch

By: Kem

August 25, 2022

Are they really an insurance company! :-)

I am so surprised I'm writing this review for Trupanion. My big pup had to have TPLO surgery on BOTH legs. I'm not crazy with the way they apply the deductible, instead of annually it's per condition. BUT, they considered the two surgeries one incident - fabulous! If you have small claims this won't be good for you, but I don't have an issue with paying my small claims which are rare anyway. I really did get pet insurance so I wouldn't have to make that awful decision if I could afford an expensive surgery or expensive treatment for my beloved pet - this one was $12K. The first TPLO claim was a bit complicated (a removal of a growth included with the TPLO surgery) and I had to make an appeal for a small amount they denied - they accepted my appeal and paid the additional cost. I also had to call customer service, no hold and a pleasant and knowledgeable representative was able to answer my questions. I can't say enough good things about Trupanion. Even my surgeon, prior to any claim process, said that her experience has been very positive and they have always been reasonable - she called Trupanion her favorite. Can you ask for anything more?

Insurer: Trupanion

By: Cheryl

Verified August 25, 2022

Quick and easy good pricing compared to…

Quick and easy good pricing compared to other companies

Insurer: ASPCA

By: Robin

Verified August 25, 2022

Peace Of Mind

My dog Loosey had a few small growths on her gums, we had them removed and tested and they ended up being completely benign and not an issue but having healthy paws gave us peace of mind that even if something was wrong we would have a financial cushion. They also helped cover the cost of the testing.

Insurer: Healthy Paws

By: Loosey

Verified August 25, 2022

After much research I knew ManyPets was…

After much research I knew ManyPets was my choice. There were a few questions I needed answered that I couldn’t find on the website. Placed a call to ManyPets and had all my questions answered by a courteous and knowledgeable representative Excellent communication with the representative he was courteous and very knowledgeable . He helped me to navigate through the purchase of my pets policy and now my pet is covered. Thank you ManyPets!!!

Insurer: ManyPets

By: Tammy

Verified August 25, 2022

Always dependable

I faxed my claim and usually get a respond within 24 hours that it is received and being processed.

Insurer: ASPCA

By: Richard Gleason

Verified August 25, 2022

nicely done

easy to manage

Insurer: ASPCA

By: SEAN MCDONAGH

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