154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 31, 2022

Easy to enroll

Easy to enroll. Priced right

Insurer: ManyPets

By: Nick

August 31, 2022

Reimbursement

The website is a very easy way to submit vet bills and get very fast reimbursement

Insurer: Fetch Canada

By: Mary Belle Hann

Verified August 31, 2022

Healthy Paws has been a lifesaver

Healthy Paws has been a literal life-saver for us. Our dog was diagnosed with osteosarcoma last December and had to have a hind leg amputation. He then had complications after surgery requiring a lengthy hospital visit, and after recovering, has been on very expensive chemo medications. We chose the plan that covers 80% of eligible costs, and Healthy Paws has been quick and completely reliable in covering that amount. The claim submission process is super easy with the phone app (basically, take a picture of your hospital invoice, upload it, you're done) and then we receive email notifications that a claim is in process, and then a few days later another email explaining the benefits. Shortly after that, a check arrives in the mail. Since December, I've probably thought "Thank god we have Healthy Paws" hundreds of times. We had the policy for many years before using it, and I actually considered canceling it. I am so, so relieved we kept it. Illness strikes without warning, as it did for our boy. If it weren't for Healthy Paws, he probably wouldn't still be with us.

Insurer: Healthy Paws

By: Eunice W.

August 31, 2022

My 2 yr old Morkie needed emergency…

My 2 yr old Morkie needed emergency surgery after swallowing a watch band. This was an extremely stressful event for us. The ease of submitting the medical bills to Spot took some of the stress off our shoulders so we could spend our time helping Keiki recover.

Insurer: Spot

By: Jen

August 31, 2022

The information about the policy was…clear, explained, and gave me multiple choices depending on the level of coverage I wanted.

The information about the policy was explained in detail. I was able to apply for coverage without completing the online form. I was not rushed and all my questions were answered. The cost seems reasonable for the coverage I choose. I would recommend this Pet Insurance to any of my friends getting a dog.

Insurer: Embrace

By: Marlane Kriner

August 31, 2022

Hereditary in their books doesn’t really mean they were born with it.

After reading their response: It looks like the same answer they give others when they can’t overcome the problem with their word of hereditary. And they hope my pet is on the mend??? Come on man, she will not mend from this condition unless she has a corrective surgery on both legs. Being born with this is only going to get worse and cause more problems and more pain until she gets them corrected. And to think they will never cover this condition that is hereditary and being born with it! Makes me so sick that they don’t even care. Do not believe the word Hereditary I purchased my tiny yorkie girl in July at 12 weeks old. I researched pet insurance companies and because she’s was going to be so tiny, I wanted her covered. So many small dogs can fall off of things or get stepped on. Also, yorkies are a breed where laxating patellas, liver shunts etc are common. I wasn’t going to chance her not having the best coverage. When I read they covered hereditary conditions, I didn’t hesitate to enroll her at a very young age along with buying her stairs for the furniture and bed. 5 days before her 30 day waiting period was up, she was lifting her back left leg. Being so small, I took her in to get looked at. Vet said she was born with laxating patellas and they will most likely get worse. Now noticing her little legs are collapsing, I took her in last week for her well puppy check...she’s now 16 months, and now they are at a grade 3-4, and again, this other vet who is a surgeon said she has little or no groove for her patella to ride in. She was born with it and It is obviously a hereditary condition. If she doesn’t have surgery, she could possibly put to much pressure on her crucial lig and that will tear. So I sent in a pre-approval and she got turned down because I took her in 5 days prior. “But it’s hereditary I said....she was born with it” “Both vets said she was born with this condition “. They didn’t care. BEWARE..... they do not stand by their word of “hereditary”. That word isn’t the same thing you and I Believe it is. DO NOT BUY pet insurance from them thinking they’ll cover your beloved pet for a hereditary condition. I’m so disappointed in this company, and I want everyone to know how unhappy I am. They will take your money, but will not cover a hereditary condition that you pet was born with BEWARE

Insurer: Trupanion

By: Mary ann Neff

August 31, 2022

I'm a customer for life.

They were there for me when I needed them and showed great care and concern during a very difficult time for me. My claim payout was quick as well.

Insurer: Trupanion

By: Ky Stark In the North

August 31, 2022

I absolutely LOVE Embrace Pet…

I absolutely LOVE Embrace Pet insurance! If I have a simple question, I can just call and usually get a very quick response, with an actual human being!! (No phone tree here!) I have 2 Australian Shepherds and my vet bills can be very high at times. But I never have had to hold back on getting them the treatment that they need because I know that I have an excellent insurance plan with Embrace, and that I will get a certain percentage of that money back. Also, they have updated their site, so now you can submit claims directly online and receive your insurance payment through direct deposit. Easy, peezy!

Insurer: Embrace

By: Vita Somers

Verified August 31, 2022

The website was easy to navigate and…

The website was easy to navigate and made choosing ManyPets for pet insurance easy.

Insurer: ManyPets

By: Brad

August 31, 2022

Excellent through and through and not…

Excellent through and through and not time consuming either. Much appreciated!

Insurer: Spot

By: Linda Gagnon

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