219,420+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 219,420 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

219,420 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,857 reviews

4.9
Healthy Paws

11,179 reviews

4.9
Fetch

5,567 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

15,005 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 08, 2026

I insured a 6 month puppy just over a…

I insured a 6 month puppy just over a week after adopting from a shelter. There is a waiting period for the insurance to start. The second day after the accident portion of the coverage began my puppy passed a bloody bundle of sticks and needed to be hospitalized. Embrace will not cover it as there was no specific incident in which he ate a stick (he was just crazy about eating everything after being in the shelter his whole life and it was a constant battle). I know all insurance companies make their money by denying claims but this company aligned itself with USAA and I expected the same level of quality and service. They are nothing like USAA...

Insurer: Embrace

By: Thor Uremovich

Verified May 08, 2026

The process of making my claim was…

The process of making my claim was seamless and I received my reimbursement within a few days. I’m very satisfied.

Insurer: MetLife

By: Louis Despres

May 08, 2026

Best pet insurance

Best pet insurance. Fast refund.

Insurer: Pets Best

By: Nela Duriacova

Verified May 08, 2026

So easy to file claims through the app…

So easy to file claims through the app and track their status. I also appreciate the knowledgeable reps when I call.

Insurer: Figo

By: Jennifer

Verified May 08, 2026

It is easy to submit claims

It is easy to submit claims. The only issue I had was having a claim denied that shouldn't have been, but it was easily resolved by a phone call and a form for the Dr. to fill out to verify the injury was not related to a preexisting injury. Great coverage options and affordable monthly pricing.

Insurer: MetLife

By: customer

Verified May 08, 2026

Happy new client!

I’m new to Fetch pet insurance and recently moved to Florida so I had to get a new vet too. After submitting invoice & medical records, I was reimbursed promptly. Fetch truly makes vet visit far less stressful concerning the expense! Thank you!

Insurer: Fetch

By: Vitale, Cindy

Verified May 08, 2026

You have been the best everytime i have…

You have been the best everytime i have needed you

Insurer: Trupanion

By: Shirley

May 08, 2026

Spot denied my claim and lied about it

Spot is a a horrible health insurance company. Writing I am extremely disappointed with my experience with Spot Pet Insurance. I submitted a legitimate $389 illness claim for my 5-month-old puppy (Claim #8022893), and instead of processing it fairly, the claim was denied without any clear or accurate explanation. What is especially frustrating is that Spot claimed they requested medical records and did not receive them. That is completely inaccurate. I personally emailed the requested medical records directly to them, yet they still acted as though the documentation was never provided. As a paying customer, I expected honesty, transparency, and fair communication during the claims process. Instead, I feel like I was given misleading information and forced to fight for a claim that should have been handled properly from the beginning. Pet insurance is supposed to provide peace of mind during stressful situations with your pet, not add more frustration. Based on my experience, I cannot recommend Spot Pet Insurance

Insurer: Spot

By: Joshua Kunish

Verified May 08, 2026

It was easy and quick!!

It was easy and quick!!! Claim was easy and refund was quick

Insurer: MetLife

By: customer

Verified May 08, 2026

Pumpkin insurance is easy to use the…

Pumpkin insurance is easy to use the website

Insurer: Pumpkin

By: Deb

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