154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 07, 2022

Chocolate poisoning

Our 35 lb rescue dog that we have had for 8 mos. helped himself to a 20 oz bag of dark chocolate chips. He ate the whole thing.Our vet directed us to poison control, and then to a vet hospital. The diagnosis was “chocolate poisoning”. Jazz spent a day and night in the ER. filled with charcoal and drugs to stop his heart from racing, and now is as good as new. Filing the claim with Embrace was easy using their app and we were reimbursed within a couple of weeks. The Embrace people have a sense of humor and were supportive through the whole process. Highly recommend. This is the first time we have had pet insurance and it paid off. After having used it we have a little more peace of mind.

Insurer: Embrace

By: Larry Cole

October 07, 2022

Frustrated

I appreciate that Pets Best and pet insurance in general exists to help mitigate the expenses of pet emergency care. But I am frustrated at how often claims are labeled "not covered" and thus I'm not reimbursed. There also doesn't seem to be an easy mechanism for disputing or explaining further why an expense should be considered "covered".

Insurer: Pets Best

By: RC

October 07, 2022

I have been very happy with Embtace

I have been very happy with Embtace. My dog has had many health issues snd surgery. They have paid promptly.

Insurer: Embrace

By: Diana Maberry

October 07, 2022

If only human insurance companies were this great!

I have had multiple claims for my cat Oreo. Having her insured has saved me thousands of dollars. Filing is so much easier, i wish human claims was this easy!!!

Insurer: Pets Best

By: Douglas Biagini

October 07, 2022

I've been paying for over a year for nothing.

I've been paying for over a year and 1⁄2 and nothing's covered. It the first time I've ever tried pet insurance Every time I ask for coverage it wasn't covered with all the hoops and paper work paperwork needed that was filed There would always be an excuse. The breed I have is a In the high risk category That's why I purchased insurance to make sure that the dog would stay healthy. My vet told me it a waste of money on my last visit. That why they have big yachts. I wasted over $1,000 on nothing because it didn't cover nothing.

Insurer: Embrace

By: James Michailides

Verified October 07, 2022

Took my dog in for a wellness checkup…

Took my dog in for a wellness checkup and routine vaccinations. When I got home I submitted my claim since I have the wellness add on. Got approval of the claim within 3 hours and am getting full reimbursement for the vaccinations and the amount allowed for the office visit.

Insurer: Figo

By: Suzq

October 07, 2022

On first wellcare submission, Not what I expected

On first wellcare submission, coverage was not what expected. Had Embrace and their coverage was much better than Pets Best. They covered 100% while Pets Best was only about 50%

Insurer: Pets Best

By: Mitchell

October 07, 2022

Smaller reimbursement than expected

It probably says this in the small print, but I was disappointed with my recent claim. They paid me $200 less than I expected because they only took 80% of every submission to go towards my deductible, so it took longer to reach the $500 and therefore I got back less. Why do insurance companies never give you your monies worth?

Insurer: Pets Best

By: Janet Jones

October 07, 2022

Trupanion saved my dogs life

Trupanion pet insurance saved my dogs life when he was in ICU. After 10 days of care my dog Blues vet bills were too high for us to afford. If we didn’t have trupanion to help us the decision to keep going would have been much harder. Their staff are friendly, helpful and always willing to go the extra step to help. Thank you so much trupanion - I can not recommend this company enough.

Insurer: Trupanion Canada

By: Rebecca Owen

October 07, 2022

They provide the most excellent service…

They provide the most excellent service out there for pets!

Insurer: Trupanion

By: Cindy Midkiff

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