154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 11, 2022

Everyone I spoke to was very…

Everyone I spoke to was very knowledgeable and respectful. They guided me through the process wonderfully.

Insurer: ManyPets

By: Jennifer

Verified October 11, 2022

Easy access and very affordable.

Easy access and very affordable.

Insurer: ASPCA

By: Jann Holmes

Verified October 11, 2022

Great service

Great service, very friendly and helpful. They offer great coverage.

Insurer: ASPCA

By: Jasmine McCrary

October 11, 2022

Trupanion paid $4500 on my first vet bill of $6k!!!! So worth it!!!!!!!

My first vet bill after signing up for Trupanion coverage for my 2 small dogs ended up being $6000 for my older dog coming down with severe pancreatitis in March 2022 and needing emergency hospitalization for about 5 days. Trupanion ended up paying out about $4500 of that bill (if my deductible would have been zero dollars, but I had selected a higher amount) and now pancreatitis for my older dog will be covered for the rest of her life, no more deductibles for that issue! One payout from Trupanion covered 50 months of premiums for both dogs! Plus my older dog just had to be hospitalized again for the same thing a few days ago, but no worries about that bill from me, because of this insurance!

Insurer: Trupanion

By: Amber J Billquist

October 11, 2022

Great Services that Save You Money!

Spot has been incredible for me and my 2 cats Luna and Smokey. First of all, the customer service reps are the most helpful, kind people I've experienced before which is rare to find for an insurance company. Second, the claims and reimbursements have been EASY and FAST. I can't believe it took me this long to start getting insurance for my pets but wow am I glad I did. I tell all my pet-parent friends that insurance is a MUST. Thank you Spot for taking care of my babies.

Insurer: Spot

By: Carole

Useful
October 11, 2022

Great Services that Save You Money!

Spot has been incredible for me and my 2 cats Luna and Smokey. First of all, the customer service reps are the most helpful, kind people I've experienced before which is rare to find for an insurance company. Second, the claims and reimbursements have been EASY and FAST. I can't believe it took me this long to start getting insurance for my pets but wow am I glad I did. I tell all my pet-parent friends that insurance is a MUST. Thank you Spot for taking care of my babies.

Insurer: Spot Canada

By: Carole

Useful
October 11, 2022

Claims denied for my 2 cats without reason

I took PetsBest out for mr 2 cats. One required hospitalization, testing and meds for a stomach obstruction, the other suffered UTI and testing plus meds. In all instances, PetsBest denied covering any part of the +$4.5K expense without even providing an explanation. It also took 26 days for them to communicate to me the claims were being denied. I canceled the plans. Poor response and false representation of what they say they cover.

Insurer: Pets Best

By: Catherine O'Connor

October 11, 2022

Unfortunately this insurance company…

Unfortunately this insurance company like most is a scam. You have to meet a deductible FOR EACH ISSUE. For example if your pet has urinary issues it’s a $450 deductible for urinary issues before they even pay a lousy 80%. Now if say 2 months later your animal goes in for stool issues that’s a whole separate $450 deductible. Meanwhile it starts out cheap to pay per month but as your pet ages your policy increases. Our cat is 10 and we’re now paying $80 a month for them to cover basically nothing. Ridiculous wouldn’t recommend. You’re better saving that money every month so when an issue arises you can pay it yourself.

Insurer: Fetch

By: Shauna

October 11, 2022

It is very difficult to obtain the kind…

It is very difficult to obtain the kind of records required for vet services, frequently they do not have a computer system that will provide the required bill of sale documentation. Therefore the claim is denied.

Insurer: Pets Best

By: Pam McCall Woolery

Verified October 11, 2022

So glad I got this insurance!

I started the insurance shortly after I adopted my cat Pepper at 8 weeks, and it’s one of the best decisions I’ve made. Pepper is now almost 6 years old and this insurance has helped lots when she was diagnosed with diabetes last year, and when she needed surgery to extract teeth affected by resorptive lesions this year. It saved me thousands of dollars in total. I’ve thought about canceling when she was healthy, but I’m glad I didn’t and stuck with the plan. You never know what could happen to your pet. The insurance brings you a peace of mind.

Insurer: Healthy Paws

By: Fan Wu

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