154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 03, 2022

ASPCA Pet insurance did NOT honor my claim!

I paid ASPCA $1,729.64 over a 2 year period and when I finally submitted a claim for $616, ($500 deductible and 80% of the balance), they would NOT honor the claim. After my deductible, they would have ONLY owed me approximately $92. I Cancelled before they STOLE one more dime from me!

Insurer: ASPCA

By: Ken

Useful
Verified November 03, 2022

Frustrated with my overall experience…

Frustrated with my overall experience with aspca. Honestly thinking about switching insurance companies.

Insurer: ASPCA

By: Shannon

November 03, 2022

WEB SITE IS EASY TO USE PROMPT AND EFFECTIVE

THIS IS A FIRST TIME SUBMITTING A CLAIM .WEBSITE IS EXTREMELY EASY TO USE AND SIMPLE TO SUBMIT CLAIMS.

Insurer: Embrace

By: John Percuoco

Verified November 03, 2022

came through as promised

HonestyHonestyHonestyHonestyHonestyHonestyHonestyHonestyHonestyHonestyHonestyHonestyHonesty

Insurer: ASPCA

By: Daniel Barone

November 03, 2022

Furry family member died, still getting billed

My furry family member died on May 10th, 2022. I’ve contacted Healthy Paws 6 times since then as they continue to bill me. On Monday of this week, I was told that all charges would be reversed and my policy canceled. Then boom, got billed again… and was told my bill will go up in December. So each time this happens, it opens wounds of losing my family member. It is an unacceptable experience.

Insurer: Healthy Paws

By: Elizabeth Ziegler

Verified November 03, 2022

Did not process my wellness claim

Did not process my wellness claim

Insurer: ManyPets

By: Isaiah Mittan

November 03, 2022

They were a godsend for our fur baby!

I've had pets best for going on 3 years now but have only really used them for the first time this year. My experience has been positive so far! We fell into some issues with my sweet girl that seemed to just snow ball from one issue to another. I had to put in several claims over the course of this year to cover tests and procedures, and Pets Best paid them all out to me aside from the copay, deductible and the small things they dont cover that i knew about. My insurance was for 90% coverage. The claim speed can vary. Some claims take longer at times. I think the most i had to wait was about 5 weeks, and that was in part due to my vet being slow on documents. The fastest was in 1 week. In the end, they covered the expensive care and tests and for that I'm so very grateful!

Insurer: Pets Best

By: ERICKA

Useful
November 03, 2022

Easy to use

I filed a claim for an emergency visit and it was easy, communication was great and basically after submission and one request for more information with review, I received a claim approval.

Insurer: MetLife

By: Lori

Useful
November 03, 2022

WORST WELLNESS PLAN EVER!!

My dog was born on 12/12/2021. I adopted my dog from Ohio on 08/13/2022 as a breeder surrender. Needless to to say, she was a puppy mill dog. The rescue received her at six months old, or so I was told, and they had her spayed, as rescues do. Her first wellness visit with my vet was 10/10/2022 (first available appointment after I adopted here). I purchased the wellness plan and have paid on this plan for four (4) months. I have been getting nothing but a runaround from this company asking for additional medical records, which I do not have any, including additional medical records from my vet, WHICH THERE ARE NONE!!! How stupid can people be??? Once we get this straightened out, I will be shopping for another pet insurance with a wellness plan, because I do not have the time nor the energy to battle a company over something so friggin ridiculous!!

Insurer: Pets Best

By: Tina

Useful
November 03, 2022

Got a smartphone? You don’t need anything else except your invoice

Submitting a claim was so easy. I have been intimidated by what I thought I was going to have to do. I actually did it all on my phone!

Insurer: Embrace

By: Katherine

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