222,048+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,048 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,048 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,927 reviews

4.9
Healthy Paws

11,287 reviews

4.9
Fetch

5,754 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,201 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 14, 2022

They take your money and come up with every excuse not to reimburse you!

My puppy had an ear infection at 8 weeks old. Now that is a pre-existing condition for everything under the sun. They pay for nothing!!!!!!!! I took my pup to a dermatologist to make sure she does not have allergies so now my status starts again for having an issue with ear infections I explained to the customer service rep. I took my pup to see if she has any allergies or yeast. Everything was clear. NO allergies or yeast. Now I was told that breaks the 1-year cycle and I have to start all over again to be clear for a year of any ear, skin, or itching issues. It's an umbrella for all issues to be not be covered. So basically, I should not take my dog for checkups..yes because Embrace is all about the love for animals..so I should not get checkups because that is saying she is sick and has allergies. They are ridiculous!!!!!!!!!!!!! waste of time and money!!!!!!!!!!!

Insurer: Embrace

By: DENISE

Useful
March 14, 2022

Pets Best is a great company

I used to have a pet policy with Nationwide Insurance Company. Higher rates, poor customer service and they always found a way to deny my claim. I switched to Pets Best via my union affiliation. Pets Best claim filing is fast and easy. There was a delay in processing the claim but I received an email apologizing for the delay. I was contacted by email when the claim was completed and today I received a check in the mail. Pets Best is user friendly, their rates are great and excellent customer service. I'm so glad that my cat has Pets Best coverage. Keep up the good work!

Insurer: Pets Best

By: Paula

March 14, 2022

Customer service is always a pleasure

Customer service is always a pleasure! I know I am doing something worth it for my pet and peace of mind. You can count on customer service to make things easier and better than it already is with Nationwide Pet Insurance. Thank you for excellent service and care and clarity!!!

Insurer: Nationwide

By: Debra Cargo

March 14, 2022

Very informative and thorough

Octavia explained everything to me and took time to answer all my questions. She even found an example claim for me to help me understand the coverage. Great customer support! Thank you Octavia!

Insurer: Nationwide

By: Sandra Nathanson

March 14, 2022

I'm done with this company

I've been with HP since 2016. Never had problems till recently, and now I'm warning everyone against them. They double charged my rate this month. I emailed, got ridiculous responses that had nothing to do with my overcharge. Just a pass the buck email. I call and call, the number is 'restricted' whatever that means but I can't get through. So I send another email to cancel my coverage, the response is to call the number that I can't get through on. This is on top of them raising my rate Jan 1 from $32 to $90 a month with no prior notice. Thank God we've never needed the insurance but we've certainly paid for it. I would think they'd be rolling over backwards to keep customers like us but I guess they don't care about retention. My next step is cancel my auto pay since I can't get in touch with them. Of course that'll mean losing the money I should get back that's already been paid. BEWARE! Something has changed there and it's not for the better of the customer or their pet.

Insurer: Healthy Paws

By: robin brandon

March 14, 2022

Best Policy

I've had my policy only for about 6 months and so far I'm extremely happy. Ive submitted 2 claims so far with a 2 day turn around on reimbursement. All agents are extremely helpful every time I call. I will probably keep this policy for as long as I'm a pet owner.

Insurer: Nationwide

By: Sophia Estremera

March 14, 2022

Not as Advertised

Signed up for coverage for my 15-month-old Havanese in February 2022. Submitted a claim for an ear infection. The claim was denied because my dog was at the vet in May 2021 with a skin allergy. In speaking with a rep any future conditions relating to ears, eyes, and skin would be denied as it is considered a pre-existing condition. Waste of time and money!

Insurer: Trupanion

By: Ladrum

March 14, 2022

I just signed up with Spot for my cat…

I just signed up with Spot for my cat and already I am wondering if i did the right move here..... never got and confirmation of a 25 dollar amazon card for paying a full year plus no one answer the phone I really am wondering if I should cancel this.

Insurer: Spot

By: Tom

March 14, 2022

Had been insured with Healthy Paws for…

Had been insured with Healthy Paws for several years I had two pets insured Ozzie past away from cancer I called them to take Ozzie off his policy mentioned that Alvin my Schnauzer is to stay on the policy three time I found out they removed both pets without my knowledge - just got off the phone and they told me it was an error on they part. So they will review who was responsible and let me know in 7 to 10 before reinstating Alvin. I am done - with Healthy Paws.

Insurer: Healthy Paws

By: John Courtney

March 14, 2022

Quick

Quick, easy reimbursement.

Insurer: Pets Best

By: Amy Norris

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