154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 12, 2022

Very easy to subscribe and set up a…

Very easy to subscribe and set up a plan, best pricing as well!

Insurer: ManyPets

By: Denise

November 12, 2022

I am a newer policy holder to fetch

I am a newer policy holder to fetch . So far I have had nothing but a positive experience. Filling out my policy paperwork was simple and easy and somebody was always available if I had questions. No I have recently submitted a claim for my pet who out of the blue was experiencing a tremendous amount of pain. The vet bill was high and I am so thankful I had Fetch to protect us and our pet. The claim process was easy and in a couple of weeks we were reimbursed for the percentage of our policy provided, I would recommend Fetch and will use for other pets.

Insurer: Fetch

By: Danni

November 12, 2022

Very happy with Fetch

Covered everything. Paid within 10 days for my first claims and 2 days for the rest. Highly recommend. Very easy to deal with didn’t even have to talk to anyone did it all on the app and got paid directly

Insurer: Fetch Canada

By: Austin Good

November 12, 2022

Hassle free process 😄

We have had to make a couple of claims in the past year for surprise issues that would have cost a few thousand dollars. The process of making a claim, both times, has been super easy and processing time was pretty quick. No hassle. Much appreciated.

Insurer: Fetch Canada

By: duncan macdonald

Verified November 12, 2022

Highly recommended!

The claim process was super simple and my check came so fast!

Insurer: Embrace

By: Jamie

November 12, 2022

Fetch is great

Fetch is great! The streamlined electronic claim submission and digital app have made the claims process very easy. They send timely texts to let you know where your claim is in processing. So much simpler than how Pet Plan processed years ago. Our almost 9yo JRT mix has been insured since we adopted her. If anyone knows about JRTs you will understand the peace of mind insurance brings. The complaints I've read seem to be from folks who don't understand how claims are processed. Unlike people medical insurances, Fetch starts off considering 80% of the bill (the first 20% is our responsibilty to pay) then the deductible that you chose when you signed up is subtracted. After that, what's left that has been found insurable is paid to you. Direct deposit is the best! When choosing pet insurance deductibles are important to understand. I worked out the numbers for myself and here goes: a 80/20 plan with a $300 deductible will not repay you anything until you've spent over $375 but they will apply the appropriate charges to your deductible for that condition. Then if further treatment is needed for that, your deductible is met and allowable charges will be paid at 80%. With an 80/20 $500 deductible plan, you wouldn't get anything back until your bills submitted for that condition exceed $625. Submit all of your bills to apply to the deductible in case of future claims for the same condition. It's very simple. The math works out! Choose wisely when you sign up and you'll be very happy.

Insurer: Fetch

By: J J

November 12, 2022

Embrace has made submitting a claim so…

Embrace has made submitting a claim so easy! Thank you!

Insurer: Embrace

By: Sandy Bentley Moore

November 12, 2022

Just Great

It was so easy I thought I did something Wrong. Aotomatic deposot was quick...Great!!

Insurer: Lemonade

By: STEPHEN

Useful
Verified November 12, 2022

This is the best pet insurance!

This is the best pet insurance! I took my cat to the vet for a vaccine and a wellness exam. The same day I filed a claim, the claim was reviewed and I was reimbursed. Having insurance for my baby gives me such peace of mind.

Insurer: Figo

By: Dhara

November 12, 2022

Such a stressful event but because of Petsbest, we didn't end up with financial stress on top of it all!

Super easy to upload receipts. It was a large reimbursement so they quickly contacted the vet for the additional that they needed, (likely to verify the charges) and the reimbursement was prompt. I had already recommended petsbest to others but I'm definitely now even more of a proponent of pet insurance! Our baby went from complete paralysis to taking walks in under 3 weeks! Unfortunately in our area, it was quite the stressful feat to find an emergency center that had room for her but finally did and she required emergency back surgery. At least, because if petsbest, we didn't have the financial stress on top of it all.

Insurer: Pets Best

By: Nanette

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