154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 16, 2022

Best pet insurance ever!

So I have had Embrace pet insurance for a few months now and the setup with them was very easy but obviously I won’t know if this insurance is really good until I need to use it. Unfortunately my greyhound pup had an accident and chipped two of his teeth. I had to take him to a veterinarian who specialized in dental work and he had to go under anesthesia and they were able to repair and restore his chipped teeth. I had to pay a nearly $2000 vet bill! I quickly submitted a claim by taking a picture of my receipts and doctors S.O.A.P notes and then uploaded everything using the Embrace application on my phone. The whole process took maybe 2-3 minutes and was very easy. I was updated every step of the way and within about 3 business days I got an email stating my claim was approved! They covered practically everything less my deductible and co-pay that I signed up for. And they deposited the funds directly to my bank account. This insurance is top notch! I’ve read a few of the negative reviews and all of those people are upset because their claims were denied and it’s usually because their pet had pre existing conditions and that condition got worse so it wasn’t covered, this is something they tell you up front! That’s like having a car that you crashed then you get auto insurance for it and get upset because they won’t fix the previous damage it had! Embrace has been upfront and honest and tell you EXACTLY what is and what isn’t covered BEFORE you purchase, and if you’re unsure of what is or isn’t covered just ASK before you buy! They were very helpful in explaining everything. I would highly recommend this company!

Insurer: Embrace

By: Ronald

Useful
Verified November 16, 2022

I am a happy camper!

I searched everywhere for the right pet insurance. I needed an affordable plan but I also wanted decent coverage. I got both!! The reviews about Spot Insurance were "spot" on.

Insurer: Spot

By: Temre. J.

November 16, 2022

I highly recommend this pet insurance…

I highly recommend this pet insurance company! My pet had both legs injured a year apart with a tore acl and when I submitted the claims I received my reimbursement within 10 days. It takes a lot of stress off of you when you do insure your pets as they are just like kids/family.

Insurer: Fetch

By: Christina Rose

Verified November 16, 2022

I am so impressed with Healthy Paws

I am so impressed with Healthy Paws. I have NEVER had any issues when filing a claim. It is so simple, you take a pic of the invoice, upload it to your Healthy Paws app, and submit! Or you can do it through the computer or by fax. Healthy Paws is super quick. I submitted my claim for my dog's operation on a Monday, the reimbursement was in may bank account by Thursday. No lie. Their operators are helpful and they are quick to respond to emails. I have a different insurance for mu older dog, and I wish I knew about Healthy Paws when we first got him. His insurance does not compare to Healthy Paws!

Insurer: Healthy Paws

By: Ro Carcaci

Verified November 16, 2022

Embrace has been a fantastic investment…

Embrace has been a fantastic investment for our dog, Snoopy. They have provided great coverage and are super fast with processing our claims and reimbursements. Snoopy was recently diagnosed with bladder cancer and we were worried it wouldn't be covered due to a previous surgery to remove a fatty lump. We sent in an appeal letter and Embrace amended their original decision based on updated documentation showing that the cancer was not related. We were really stressed over this and Embrace provided us with a massive amount of relief. We want to do everything we can to keep Snoopy with us for as long as he wants to give us and keep him as comfortable as possible. Having Embrace and the great coverage they provide makes the financial aspect of his care not be the focus.

Insurer: Embrace

By: R. Miller

November 16, 2022

My dogs surgeon was able to summit a…

My dogs surgeon was able to summit a invoice directly to Trupanion. When we picked her up a few hours later the vet had received confirmation of payment. This process was very easy and convenient for us

Insurer: Trupanion

By: Sandra OLeary

Verified November 16, 2022

Amazing and quick reimbursement

I am so impressed with Healthy Paws. I have NEVER had any issues when filing a claim. It is so simple, you take a pic of the invoice, upload it to your Healthy Paws app, and submit! Or you can do it through the computer or by fax. Healthy Paws is super quick. I submitted my claim for my dog's operation on a Monday, the reimbursement was in may bank account by Thursday. No lie. Their operators are helpful and they are quick to respond to emails. I have a different insurance for mu older dog, and I wish I knew about Healthy Paws when we first got him. His insurance does not compare to Healthy Paws!

Insurer: Healthy Paws

By: Ro

Useful
Verified November 16, 2022

Easy and Painless

I'm glad that I have a pet policy with Healthy Paws. Never thought I would ever used it, but glad it was there. My furry baby had surgery to help her breathing, typical for Frenchies. As she got older, we noticed that she struggled with breathing. Though the surgery went well, she had complications with the recovery. I was in and out of the emergency room several times and eventually it was determined by the vet that was better for my furry baby to be admitted to ICU for several days. You can just imagine the vet bill. Luckily, Healthy Paws took care of everything. The process was easy. Submitted the invoices online and was approved within 5 business days. If you have a pet, especially a flat nose dog, I highly recommend getting pet insurance from Healthy Paws. You hope you will never need it, but glad when you do.

Insurer: Healthy Paws

By: Walden

Useful
November 16, 2022

Met Life pet insurance survey

Company has been very easy to deal with and claim process is very simple to follow. All claims were settled a timely fashion and reimbursements were received quickly.

Insurer: MetLife

By: Glenn

Useful
November 16, 2022

Best insurance company

I love MetLife pet insurance they are the best pet insurance company to have!!!

Insurer: MetLife

By: Shelby

Useful

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