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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 21, 2022

Twice you haven’t approved my dog’s…

Twice you haven’t approved my dog’s claims that I sent in. I’m really not sure Costco puts their name on your company.

Insurer: Figo

By: Rich Young

November 21, 2022

Effortless Claim...thank you Trupanion!

Our 9 year old Golden Doodle unfortunately suffered a Cruciate Ligament Rupture and required a surgery known as TPLO. The veterinary clinic dealt directly with Trupanion and Trupanion covered 90% of the $4700 bill with no hassle or issues. They even paid the vet directly so I only had to pay the difference from my pocket vs paying the whole bill and waiting for reimbursement. We have been with Trupanion since our Golden Doodle was 10 weeks old and they have always been excellent to deal with. Insurance is something you pay for and hope you never have to use. It is nice to see a company stand behind their claims. Highly recommend using them for your pet's insurance provider. Thanks again Trupanion for being there when we needed you!

Insurer: Trupanion Canada

By: Mel

Useful
Verified November 21, 2022

It was so easy to sign my older dog and…

It was so easy to sign my older dog and my new puppy up for Spot. I am just glad that I was able to get pet insurance to help with either accidents or unexpected sicknesses to come up. Thank you for the easy registration too. Thank You again Carla Mutter

Insurer: Spot

By: Carla Mutter,

Verified November 21, 2022

Embrace canceled my account for me when…

Embrace canceled my account for me when my dog was euthanized, so there was no record of what bank account the insurance payout was sent to. I wish they had saved that information. They said they sent the money, but I didn’t receive it and when I called to inquire about it they couldn’t tell me where they sent it to. They put in a search for it and told me they would contact me to tell me what they found out. They never called me. I was forced to contact my ex-husband to ask him if the money had been deposited in his account, which it had and that was fine. I just wish they had included the last few digits of the bank account in the email saying they had sent the money and/or not erased all information about my account before one of us had received the payout.

Insurer: Embrace

By: Elizabeth Ihde

Verified November 21, 2022

Monica was wonderful

Monica was wonderful. She called me back with the discount code to make sure I was getting my employer discount.

Insurer: Prudent Pet

By: James Tamburini

Verified November 21, 2022

Just signed up but positive experience…

Just signed up but positive experience this far. Representative called me to explain the policy and make sure I didn’t have any questions. She was very friendly and helpful. Submitted my first claim today and it was super simple. Took pics of my bill right on my phone.

Insurer: Spot

By: Keledy

Verified November 21, 2022

Customer Representative was very…

Customer Representative was very helpful, friendly, patient and knowlegeable of the system and services. I'm was very impressed with my representative!

Insurer: Spot

By: Min

November 21, 2022

Be prepared for hassle with getting a claim paid..

The two illness/injury claims I filed were almost immediately denied. I had to go through an appeals process and in one instance file a complaint with the State Corporation Commission to get a response. They blatantly ignored timeliness in their policy, saying it could take 60 days to resolve an appeal when the policy stated 30. Ultimately, I cancelled. For the expense, there are better insurance providers.

Insurer: Pumpkin

By: Erin & Matt Gowin

November 21, 2022

As a loyal customer for over 11 years

As a loyal customer for over 11 years, I have had nothing but positive experiences with the staff at FETCH! And now as my dog is in her golden years, their support is even more critical to us! Filing claims is easier than ever and direct deposit allows for speedy payments! Thank you FETCH!!!

Insurer: Fetch

By: Connie

Verified November 21, 2022

Decent prices for overall coverage

Decent prices for overall coverage

Insurer: Spot

By: customer

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