215,812+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 215,812 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

215,812 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,758 reviews

4.9
Healthy Paws

11,030 reviews

4.9
Fetch

5,334 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,901 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 29, 2021

Issues with Claims on Repeat

Everyone that I speak with over the phone is very pleasant and helpful. However, it is difficult to submit certain claims d/t covid and not being allowed inside the vets and all invoices/receipts being emailed. Pets Best seems to be unhappy with all of my "Proof of Purchases", even though if you actually read the forms uploaded, everything is present. It is also difficult to figure out which claim Pets Best is having issues with if you have multiple claims open for review. If you do not keep track of what has been uploaded under which claim number you are screwed and virtually have to start the process over. I also can't believe that once your dog is diagnosed with something then the following year they up your monthly charge... drastically

Insurer: Pets Best

By: Jamie McCarron

December 29, 2021

Very pleased

Pets Best has been fantastic during the 6 years I've had them. Other reviews mentioned reimbursement takes about 30 days but it can vary from 2- 4 weeks. They always honor their policy and I can't complain about reimbursement times. They've honored all of my claims and I've never had to dispute. The online portal is simple to make claims through and my experience with Pets Best is excellent.

Insurer: Pets Best

By: Walter

December 29, 2021

I feel scammed

Our Dog speared herself with a branch and had to be taken in for stitches - since the wound was deep they also put a drain for the wound in that had to be removed in two to three days. I thought no problem we have pet insurance. However what isn’t advertised is that they don’t pay for the visit to the emergency vet that costs $200, they don’t pay sales tax- nor would they pay for the removal or the drain or the stitches removed . $1400 of expenses - they paid $300. Granted my deductible was $500. The idea of pet insurance sounds great - but would have been further ahead putting my 70 per month in a contingency account rather than throwing it away on pet insurance where they just look for excuses not to pay..

Insurer: Trupanion Canada

By: Susan

Useful
December 29, 2021

Slow and won't pay reimbursements

Extremely slow claims processing. Takes them 2 months and they re-categorize care conveniently to reduce their reimbursements. Even knowing the nature of insurance companies, these guys are CHEAP. Poor service. I will be switching as soon as my prepaid year is complete. Avoid this company.

Insurer: Pets Best

By: Andrew

Verified December 29, 2021

Highly Recommend

So happy I purchased pet insurance. After our dog was hit by a car we had over $9000 in vet bills. Healthy Paws made it very easy to file claims and we were reimbursed in 3 days.

Insurer: Healthy Paws

By: Kim Herbert

December 29, 2021

Premium Increased by 50%

I really liked them despite slow claim processing time. Then my premium went up 50%!!! The only explanation they gave me was that my pups were a year older. Last year my premium only went up 16%. I haven’t even filed any major claims.

Insurer: Pets Best

By: Rahne VanDell

December 29, 2021

Highly Recommend!!!

Claims are very easy to file and reimbursement received within 3 days

Insurer: Healthy Paws

By: Kim

Useful
Verified December 29, 2021

You all great

You all great

Insurer: ASPCA

By: Tiffany Bezdziecki

December 29, 2021

How Healthy Paws helped me...

I wanted to write a review for Healthy Paws because I wanted to support them as they have supported me through a tough time with my 6-year-old husky. I want to help other people trying to make the decision of whether or not to incur the monthly cost of pet insurance and then ultimately which one to choose. My husky recently had a bad battle with pneumonia and needed to be hospitalized for two nights to receive IV antibiotics and fluids, needed multiple x-rays, a “wash”, culture sample, and has been on antibiotics for a while now – this can all get very expensive very quickly. If I didn’t have pet insurance, I don’t know how I would have gotten through it financially – having pet insurance allowed me to make the right decisions and luckily, we caught things early. He’s doing much better now and hopefully on the tail end of this. Healthy Paws has an easy-to-use app to upload the receipts quickly, have very fast reimbursements, customer service has been great and I am so thankful for them. I even got a personalized note asking how he was doing after his battle with pneumonia – it wasn’t a templated email – it was a personal note specific to what he had gone through. That is the type of company I want to be a customer of and appreciate.

Insurer: Healthy Paws

By: Michael

Useful
Verified December 29, 2021

How Healthy Paws helped me

I wanted to write a review for Healthy Paws because I wanted to support them as they have supported me through a tough time with my 6-year-old husky. I want to help other people trying to make the decision of whether or not to incur the monthly cost of pet insurance and then ultimately which one to choose. My husky recently had a bad battle with pneumonia and needed to be hospitalized for two nights to receive IV antibiotics and fluids, needed multiple x-rays, a “wash”, culture sample, and has been on antibiotics for a while now – this can all get very expensive very quickly. If I didn’t have pet insurance, I don’t know how I would have gotten through it financially – having pet insurance allowed me to make the right decisions and luckily, we caught things early. He’s doing much better now and hopefully on the tail end of this. Healthy Paws has an easy-to-use app to upload the receipts quickly, have very fast reimbursements, customer service has been great and I am so thankful for them. I even got a personalized note asking how he was doing after his battle with pneumonia – it wasn’t a templated email – it was a personal note specific to what he had gone through. That is the type of company I want to be a customer of and appreciate.

Insurer: Healthy Paws

By: Mike V.

Compare top pet insurance providers plans.