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Worse Than Worthless
Worthless. No, worse than worthless. Actively malicious. My beloved ESA (a cat) had mammary cancer prior to my purchase of my Embrace policy. After I purchased the policy, my cat developed salivary gland cancer that is terminal (it has metastasized to the lungs). Despite all evidence to the contrary, including a letter from my cat's oncologist, Embrace judged that my cat's salivary gland cancer was of mammary origin and therefore a preexisting condition, refusing to cover the literal thousands I have to spend per month on my cat's care. The mental gymnastics required to call an obviously novel condition preexisting are nothing short of unbelievable, and obviously motivated by greed. Embrace doesn't care about animals, only about money, and they are willing to ignore the truth to save money. I will be pursuing legal action. They are making an already nightmarish situation--having a terminally ill pet--exponentially worse. If I could give zero stars, I would. DO NOT USE EMBRACE, or be prepared to get your state's department of insurance to intercede on your behalf when they deny your claims for dubious (read: BS) reasons.
Insurer: Embrace
By: Amaranthe Rae Zinzani
Excellent online submission
Easy submission. Online is the way to go. Thank you.
Insurer: Embrace
By: Ack
It's so easy to submit claims online…
It's so easy to submit claims online from my account.
Insurer: Embrace
By: Shelly Fagundes
Easy website and coverage at great price
The website was easy to use and ver simple. Prices were extremely competitive. After having a pug with PDE, it was very important for me to have unlimited coverage and manypets gave that at a competitive price
Insurer: ManyPets
By: Trang D
Great!
Great! :) so helpful and reliable!
Insurer: ASPCA
By: Alyssa Esposito
It is a joke
It is a joke. I was not satisfied with the insurance. Since I made a claim back in November got $50 of it back now I cancelled the insurance I had to pay the claim back.
Insurer: Trupanion
By: Linda Valentin
Best dog care ever
Oh, I am so happy with Trupanion. They made life so easy with all the problems that our dog had. They were very fast very efficient and helpful. Thank you Trupanion.
Insurer: Trupanion
By: Paul
Highly recommended pet insurance
Have had pet insurance with this company for almost 8 years. Have filed 4 claims amounting to a total of close to $20,000 during that time. All were paid quickly; however, the company has streamlined the process over time to reduce the requisite paperwork so that it is very easy to file a claim. I don’t think the process could be improved. If you have a big dog, I would highly recommend pet insurance—two of the claims were for cruciate ligament surgeries amounting to around $15,000.
Insurer: Fetch
By: Julie Caporgno
First time pet insurance policy owner
I have never had a pet insurance before, and I saw this one to be the best for our puppy. It was easy to register and the cost was what I can afford. We were told to give her a well check up within a week of getting, we did and I submitted the claim which was easy to do and was reimbursed Quickly.
Insurer: Spot
By: Mary Murphy