154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 28, 2022

Emergencies and my Fur-baby

My dog was having an emergency issue so I needed to get questions answered about my plan. I know that the reps have limited capacity on how much info that they can give. Lauren Pierce and Megan Sparks even though limited; both were so calming, professional, and friendly able to assist me so much without going against policy and procedure. I really appreciated these ladies help during this stressful time and I'm so grateful that I have coverage with Fetch for my fur-baby. 12/26/22- Lauren 12/27/22- Megan

Insurer: Fetch

By: Esther Warwick

December 28, 2022

Continued denial of my Chihuahua's claim

Over the course of a year my Chihuahua has had an eye problem. After several visits and treatments by the Vet and my vet stating in writing that he did not have KCS Keratoconjunctivitis. Embrace Pet insurance keeps denying my claim. I have been with Embrace for 3 years now and just today took my little guy to a specialist and was diagnosed with Third Eyelid Gland Prolapse. If they deny this claim that's it I will be done with them. They try to tag everything as pre-existing.

Insurer: Embrace

By: Joseph Dowd

December 28, 2022

Great experience submitting my claim

Great experience submitting my claim. First time doing so and it was very easy.

Insurer: Embrace

By: Jazmin Gibbons

December 28, 2022

Negative stars here

I wish I couldn’t even give a single star. For my two kittens, I submitted the claims for their spays. Their names were listed it on each of them and had all the necessary paperwork etc. I called up there multiple times and was told well we can clearly see the names on these documents I’ll make a note for the team. And then was told that both claims were closed because I could not provide correct paper work. I was not happy. Then, when I called to cancel the kittens plan, they refused and said you couldn’t cancel unless it’s within the 30 days or you have to wait until it has at least been a year. That was never told to me nor was it in any of the documents I agreed to. Just a cheap scam and I’m very disappointed.

Insurer: Pets Best

By: Renee Miller

Verified December 28, 2022

My first claim

First time a submitting invoice. Receptionist did at the vet at checkout. Took 5 minutes. Trupanion paid their part. It was that east.

Insurer: Trupanion

By: David

Useful
December 28, 2022

Your wellness benefits are not worth…

Your wellness benefits are not worth the price. They do not pay what the tests cost, the flea and tick and heartworm medications have to be bought at a higher cost from the vet which is not as affordable, and the fraud alert is a little alarming when you submit a claim. I cannot imagine how difficult and unaffordable it would be if my dog actually got sick. I am unsatisfied and will be looking to make changes

Insurer: Pets Best

By: George

Verified December 28, 2022

2 claims submitted already

With 2 claims submitted already, 1 closed because they stated they didn't receive paperwork in time, however we have the email showing it was sent. We will see how claim 2 goes. So far I am not impressed.

Insurer: Spot

By: Ivory Los Banos

Verified December 28, 2022

Easy, Fast, and Affordable!

I’ve used another pet insurance provider for a little while, but upon our move to Tennessee, our rates increased significantly. This was my first claim with ManyPets, specifically their wellness plan, and it was a breeze. I submitted a screenshot of the order (which was an Amazon order for a water additive to protect the fur babies teeth) and without a question, it was approved and the money was deposited. It would be easier if they had an app like other providers, but using their website was no more difficult, just a little more of a workaround. Overall, based off of this interaction, I’d recommend ManyPets. I’m excited to see how future interactions go, especially when going through the actual insurance claims vs. wellness claims.

Insurer: ManyPets

By: Nolton

Verified December 28, 2022

My claim was paid quickly

My claim was paid quickly. I am so very impressed with this insurance that I tell everyone about it!

Insurer: ManyPets

By: customer

Verified December 28, 2022

Healthy Paws is the best pet insurance…

Healthy Paws is the best pet insurance as they have an easy app to submit a claim and they pay a claim within days of an incident. Healthy Paws makes your financial burden less when a pet medical emergency occurs so, that you can concentrate on nursing your pet back to good health. It is worth the peace of mind.

Insurer: Healthy Paws

By: Mary Valera

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