154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 02, 2023

Claim processing

Submitted a claim January 1, 2023 and it was reviewed and finalized within 12 hours for 90% of the invoice. I’ve had coverage on my dog for 11 years and love Trupanion. I would not have been able to afford some of the vet care and would have had to rehome or euthanize my dog. Trupanion has been a blessing and when I total up 11 years of premiums it is still less than what has been reimbursed. I’m happy to pay a little each month rather than thousands per treatment/injury.

Insurer: Trupanion Canada

By: Lorale

Useful
Verified January 02, 2023

Special care for my beloved cat

I selected Trupanion based on a recommendation from his Vet. I am very pleased with how they care about my beloved cat Namath. Trupanion eases my emotions by paying the animal hospital directly, thus allowing me to put all my attention on my pet. Taking a cherished companion to the animal hospital is emotional enough let alone needing to submit claims to pet insurance companies. Trupanion works directly with Vets and animal hospitals easing that burden. Trupanion also pays 90% of the claim, which is phenomenal. Thank you Trupanion for giving me piece of mind.

Insurer: Trupanion

By: Warren

Useful
January 02, 2023

Ease of filing a claim

I neutered my dog Frankie and that afternoon I filed a claim and was finished within minutes. All you need is a copy of your receipt from the vet.

Insurer: Lemonade

By: Lisa

Useful
January 02, 2023

Easy simple process

Easy simple process

Insurer: Embrace

By: maggie liu

Verified January 02, 2023

Never received my account number so I…

Never received my account number so I can not register

Insurer: ASPCA

By: Brian Novak

Verified January 02, 2023

I have been lucky and haven’t had a…

I have been lucky and haven’t had a claim for my dog. But, I am not happy about the increase in the premium. My dog is only three and very healthy but my insurance increased over 100.00. I think it’s sad because we try to take good care of our dogs but many people cannot afford expensive dog insurance.

Insurer: Figo

By: Sandy Mayavskicustomer

January 02, 2023

Time Will Tell

I rescued a German Shepherd/mix after the 2022 September hurricane in P.R. She was 3 mo old. Bought the insurance, just like I would do for my “human family”. No issues to date with the dog to the VET. Customer Service…helpful & friendly.

Insurer: MetLife

By: Charles

Useful
Verified January 02, 2023

Embrace has always been a pleasure to work with

Embrace has always been a pleasure to work with, and now that claims can be entered online it is easier than ever. I really appreciate your prompt and cordial responses to my claims. It was easy to follow what their status was at all times. You are the best!

Insurer: Embrace

By: Robin Remmick

Verified January 02, 2023

I have a 2-year old French Bulldog and debated for a few weeks after we first got him if I should get insurance.

I have a 2-year old French Bulldog and debated for a few weeks after we first got him if I should get insurance. After a few discussions with my veterinarian and French Bulldog owners I decided to go for it. Today, I am extremely happy that I decided to get insurance, my dog recently suffered from a herniated spinal disc and required surgery costing approx. 10,000$CAD. Without Trupanion I may have had to make a different decision and I am so grateful that I listened to my heart and subscribed to a Trupanion insurance plan.

Insurer: Trupanion Canada

By: Jessica

Useful
Verified January 02, 2023

Trupanion plans are definitely the best.

Trupanion plans are definitely the best.

Insurer: Trupanion Canada

By: Karen

Useful

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