154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 04, 2023

Emergency bacl surgery

My dog had to have emergency back surgery. Within five days Healthy Paws had approved the claim. They are wonderful, courteous, and prompt. I recommend them to any people with dogs.

Insurer: Healthy Paws

By: Judy

Useful
Verified January 04, 2023

TPLO Stress Relieved By Ease of Process

The online submission and directions were easy, clear and concise. The best part of the experience is that it was stress free. Thanks for making it easy.

Insurer: Embrace

By: James Davis

January 04, 2023

ASPCA Pet Insurance Very Disappointing

You would think that pet insurance associated with a reputable organization like the ASPCA would be committed to helping you take care of your four legged family members. Instead, they are quick to reject your claim and try to justify it as a “preexisting condition.” When you submit a letter from your veterinarian stating that it was not a preexisting condition, they are non-responsive. They actually tried to claim that because the vet stated that our dog was “lethargic” when he hurt his leg 5 months previously, it was connected to an inflammation of the brain later that year. They will work hard not to support your claim. Don’t get this insurance unless you want your pet’s medical emergency to be even more stressful!

Insurer: ASPCA

By: Jason

Useful
Verified January 04, 2023

Great quote process

Great quote process easy choice spot is affordable n covers everything that matters to me n my pets and it was super easy to sign up

Insurer: Spot

By: Kdogg

Verified January 04, 2023

14- day waiver for insurance

I have been trying to get my dog's 14 day insurance wait waived. I sent a notice of cancellation like they asked for. Now they want notice of when insurance started. He has had insurance since he was 7 weeks old and he is now 6 years old. I dont have this declaration of insurance they are wanting. This is ridiculous. I guess we will wait for the 14 days to pass. But had I known they wanted more than just the cancellation of insurance, I wouldn't have gotten your insurance.

Insurer: ManyPets

By: Libby Parham

Verified January 04, 2023

Very satisfied

My dog was diagnosed for cancer is undergoing cancer chemotherapy. Was a big relief to be reimbursed for this expensive therapy with no fuss. I do not know if helped that my dog is being treated at a big reputable animal hospital but that is the only thing I can think of if someone else had more trouble getting reimbursed. Highly recommended. I am leaving this review at various sites in gratitude.

Insurer: Healthy Paws

By: Takashi

Useful
January 04, 2023

I love Lemonade!

My pup has a sensitive stomach and typically needs frequent visits to the vet. Every time I need to submit a claim lemonade makes it so easy! The staff are always friendly and open to any questions I have. Highly recommend!

Insurer: Lemonade

By: Willow

Useful
January 04, 2023

Easy to use!

Easy to use and very straight forward loved it.

Insurer: Embrace

By: Fatima Farias

Verified January 04, 2023

Excellent Coverage

Prompt and friendly service. Excellent coverage.

Insurer: Pumpkin

By: HeidiH

January 04, 2023

Trupanion has made me go crazy

Trupanion has made me go crazy - I have mental breakdowns dealing with their reasoning and mistakes over our plan and history. Originally when I signed up they provided me with false information about the plan, deductible and information I had no idea and didn’t even realize and try fix the problem until I filed my first claim and realized how large the consequences were on my family because of it. Customer service refused to do anything and waiting days for a supervisor when you work full time and have a family and life was a long hassle. I ended up having to file a BBB complaint against the company - since they were admitting they messed up but oh we are an insurance company we don’t want to fix it. It took forever to get it fixed. Fast forward (I have multiple dogs) my dog was acting wierd and vomiting frequently so I brought her in for blood work and everything was good. She has high anxiety and it cleared within a few days. Trupanion declined the claim and all future claims - they claim that a vet we saw previously diagnosed belle with liver cancer. SHE DOES NOT AND HAS NEVER HAD ANY FORM OF CANCER. This vet we saw twice once for an anxiety medication refill and once for vaccinations. We never went to the clinic again as they said they couldn’t accommodate my three dogs for appointments due to the volume of clients they had. This vet gave info to trupanion dated almost 6 months after my dogs last appointment with the clinic.Now this appointment for belle was around a year after we did her vaccines. They told trupanion they diagnosed belle with liver cancer with no testing, no suggestive symptoms and no proof. I had proof that when they wrote that about my dog it was over 5 months after belles appointment. TRUPANION WILL NOT ACCEPT THE PROOF because solely they do not ever want to pay. Belle has had real vet services at other clinics and no symptoms. Her blood work she just had was also clean but trupanion is claiming because she vomited for a couple days she has liver cancer and won’t cover any current or future appointments. Even with all my proof they refuse to even humour me while I collect. Essentially they want me to pay even more and get my current vet to disprove her apparent liver cancer with no guarantee of coverage regardless. Now another issue with my dog having an emergency visit they won’t cover claiming it’s my responsibility to pay for her emergency because it wasn’t an emergency it was routine maintenance. What normal person would EVER pay $250 walk in fee for fun? One of the secondary conditions to my dogs digestive issues led to a bad anal glad infection that we are overall treating and watching to see what’s the best course to take. One being injections that require sedation. And trupanion thinks that’s maintenance? I’m not getting my dogs anal glands expressed for maintenance if i was why would I even submit those receipts? Any part of an ANIMAL regardless of what kind - has maintenance they need for a good life. ANY of those body parts, organs or anything can be affected as secondary conditions such as infections, injury or other. Now somebody tell that to trupanion! It’s disgusting what they claim they can do - then claim they have pets interests at heart. What would happen if my dog had an injury and her anal glands got affected? Oh that’s bodily maintenance? Nobody wants to act like a Karen or freak out but when your paying HUNDREDS per month to protect your pets and get horrible service, excuses and overall feel like your being stolen from there’s only so much you can take before you force a company to take responsibility

Insurer: Trupanion Canada

By: Brittany B

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