154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
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Trupanion

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Category with most reviews

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Verified March 03, 2023

Healthy Happy Puppy

I have a new puppy and she went to our vet for her first checkup. I was thrilled that so much of her exam was reimbursed by Pumpkin!! What a great service that promotes keeping our pets up to date on vaccines and healthy!

Insurer: Pumpkin

By: Dawna

March 03, 2023

Spot Pet Insurance denies legitimate sick claims!

My dog has Spot Pet Insurance. I keep very good care of my dog. She had been diagnosed for head allergy in July 2018. The latest allergy related visit was in September 2020. I took her to vet for a paw issue in January 2023. The vet assumed it was allergy (vets are not very good at diagnosing in the first place, he was suggesting all kinds of things....). This is full 3 years+ after the previous allergy visit (on the forehead). Spot Pet Insurance denied my claim for this sick visit, as it is pre-existing cause. Excuse me? How is it pre-existing? I have kept my dog healthy for three plus years. I am flabbergasted how poorly this pet insurance covers anything. It certainly denies all the sick visit claims. Useless insurance to pay for! DO NOT GET SPOT PET INSURANCE! Addition on 3/6/2023 after reading Spot Pet Insurance's response to mine: This system does not allow me to post below the BS response from Spot Pet Insurance. They are pretty much a scam. The response makes the reader think that they actually will do something about the issue. THEY WON'T! I wrote my review after speaking to their rep on that phone number their posting lists below. HORRIBLE INSURANCE! I DO NOT RECOMMEND ANYONE TO GET SPOT INSURANCE. THEIR RESPONSE TO THIS REVIEW SHOWS THEIR IGNORANCE AND TRYING TO LOOK GOOD FOR OTHER POTENTIAL CUSTOMERS. THEY WILL DO NOTHING EVEN IF I CALLED THE NUMBER. IT IS ALL DAMAGE CONTROL FROM THIS BS PET INSURANCE COMPANY. DO NOT GET SPOT PET INSURANCE! SCAM!

Insurer: Spot

By: keep my dog healthy

March 03, 2023

Outstanding

I got the insurance when I adopted our new dog. Being a first time dog mom I figured I’d get it for any emergencies. I decided to add the wellness policy as well. Good idea! Customer service is outstanding answering all my questions. The app is easy to use. And claims are paid fast. Completely satisfied.

Insurer: MetLife

By: Carmen

Useful
Verified March 03, 2023

My honest review....I'm a Happy customer

I had been looking for pet insurance for a year, I decided to go with Pumpkin because all their benefits beat the other companies I was comparing. I wanted to wait on a review to truly see how it was to file a claim. I chose to add the Preventative Wellness to my plan. I went on Wednesday 3/1/23 to take my cat for his annual check-up and filed a claim right when I got home. The claim process online was super easy and very user-friendly. The claim was completed the very next day on Thursday 3/2, I was reimbursed Friday morning 3/3 with my direct deposit. I am so happy with this company and I wish I knew about pet insurance years ago! If you are thinking about pet insurance definitely go with Pumpkin

Insurer: Pumpkin

By: Amy

Verified March 03, 2023

Timely response to phone call

Timely response to phone call Kat heard my questions and answered them effectively and warmly. I could sense her passion for helping pets and pride in her ability to do so!

Insurer: Pumpkin

By: Dr Janet Gordon Palm

Verified March 03, 2023

I would have given a 5 but I had to…

I would have given a 5 but I had to work extra on my side to get my claim correctly processed. It was denied incorrectly but when I contacted customer support I was pleased with the results. My claim was reopened and paid.

Insurer: Pumpkin

By: Celina

Verified March 03, 2023

Slight hiccup with the website.

Slight hiccup with the website.. customer service rep Rachel was very helpful and checked back to make sure it was resolved.

Insurer: ManyPets

By: Randy Mosher

Verified March 03, 2023

Fast and very easy to do

Fast and very easy to do

Insurer: Spot

By: Raymond Garrity

March 03, 2023

Quick and easy submission

Quick and easy submission

Insurer: Embrace

By: Jim Doyle

Verified March 03, 2023

I signed up for Spot and gave my credit…

I signed up for Spot and gave my credit card information almost a week ago and have had NO information from you since then. Is there a policy, instructions? Anything?

Insurer: Spot

By: Linda Klein

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