209,379+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,379 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,379 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,732 reviews

4.9
Healthy Paws

11,005 reviews

4.9
Fetch

5,273 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified December 18, 2025

Very quick and easy to navigate

Very quick and easy to navigate

Insurer: Nationwide

By: customer

Verified December 18, 2025

Easy claim filing

Easy claim filing, fast payment..never a problem

Insurer: Healthy Paws

By: Lisa

Verified December 18, 2025

great customer service all around!

Rebecca was so awesome!! She not only answered all my questions, but it was an enjoyable and fun experience getting to chat as well! Delaney is also so wonderful and has helped me a number of times too! Great customer service all around!

Insurer: Prudent Pet

By: Breanna Barnett

December 18, 2025

DON'T USE NATIONWIDE

I got nationwide pet insurance for my dog a couple years ago. The first year or two I did not have to use it, as we only needed standard wellness check-ups. However this year my pet got sick and needed hospitalization. I currently pay $70/month for a max reimbursement of $7,500. Recently I got a letter in the mail saying that my current policy is going away and my new policy is $326/month with a max reimbursement of $5,000 for illness. So nearly $4k annually to get at most $5k reimbursed for illness. Furthermore since she is still being treated for the illness, if I moved to a new insurance provider this would be considered a pre-existing condition and likely wouldn't be covered. So basically even if it seems like a good deal now, it's possible if you need something in the future they will screw you over in the long run. I brought this up to my vet and she said she has heard lots of complaints from people with Nationwide pet insurance, and often hears "Nationwide is NOT on your side." To be fair, their app is easy to use and submit claims, and I did find the 24/7 vet line to be helpful. But I now wish I would have gone with a different provider to begin with.

Insurer: Nationwide

By: Laura

December 17, 2025

Typical insurance company

Typical insurance company, always a reason to not stand behind their product.

Insurer: Fetch Canada

By: DC Friesen

Verified December 17, 2025

Excellent Coverage

My cat needed ED care with unexpected diagnostics, medication, and follow-up care, and the final vet bill was substantial. I submitted my claim to Spot, and I was incredibly impressed with the speed and simplicity of the entire process. • Easy Claims Process: Submitting the claim online was straightforward and hassle-free. • Fast Reimbursement: I received the reimbursement much quicker than I anticipated, which was a huge relief. • Excellent Coverage: The amount they covered was exactly what I had expected based on my plan details, with no surprises or hidden fees.

Insurer: Spot

By: Justin T.

December 17, 2025

Don’t waste your valuable time and…

Don’t waste your valuable time and money! This company takes advantage of the loopholes woven into their policies to systematically deny valid claims, leaving countless individuals feeling frustrated, unsupported, and silenced. Such actions expose a disheartening trend that can only be characterized as a complete scam. It’s crucial to recognize these deceptive tactics and seek out alternatives that genuinely prioritize integrity and fairness. Stop paying premiums for insurance that fails to cover your pet when they’re in need of care. Choose a provider that truly understands the importance of protecting your furry family members and stands by its commitments. Your pets deserve better!

Insurer: Fetch Canada

By: Dr. Sara Mezzone-Budd

Verified December 17, 2025

Claims are always done in a timely…

Claims are always done in a timely manner.

Insurer: MetLife

By: elaine worthey

Verified December 17, 2025

Ridiculous Reimbursement Turn Around

It is ridiculous that I have to wait 4 - 5 weeks for a claim reimbursement.

Insurer: Spot

By: Loida Ferrer

Verified December 17, 2025

I put my claim in and within by 72…

I put my claim in and within by 72 hours I had money in my account. The whole process was so easy

Insurer: Spot

By: customer

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